275 Waterloo Avenue, Guelph, ON

$749,900
MLS#:X12378420
3 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Junction/Onward Willow. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 32 x 99.87 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This red brick beauty is straight out of a dream. A classic detached century home with a charming front porch, perfectly located within walking distance to downtown Guelph, parks and riverfront trails! Inside you'll find character-filled living and dining rooms that flaunt their original hardwood floors. The functional kitchen flows into the family room, with two walkouts leading to a fully fenced, private backyard, ideal for entertaining, relaxing and a great place for the kids & pets to play. Upstairs, the large primary bedroom features built-in closets on both sides, while two additional bedrooms offer plenty of space for family or guests. An updated 4-piece bathroom completes this level. To top it all off, the driveway has space for 3 cars in addition to an EV charger. Combining character, space, and convenience, this home is a fantastic opportunity for families and first-time buyers alike! Open House Sat. Sept. 6th, 1-3pm.

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Property Summary

This detached home located at 275 Waterloo Avenue, Guelph is currently for sale and has been available on SousaSells for 316 days. This property is listed at $749,900 with an estimated mortgage of $2,496* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 275 Waterloo Avenue, Guelph is in the Junction/Onward Willow neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 16, 2025
Sold price information is available to members only
Listed Date9/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished, Full
Lot Size32 × 99.87 Feet
CountyWellington
Annual Tax$5,003.77
Legal DescriptionPT LOT 7, PLAN 317 AS IN RO706136 ; GUELPH

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, River/Stream, Park

Interior Features

Water Softener

Security Features

Community Features

Virtual Tours

Location

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275 Waterloo Avenue, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 275 Waterloo Avenue, Guelph, ON N1H 3J5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

Configure Loan Settings

Interest Rate4.00%
Down Payment$224,970 (30.0%)
* Minimum Canadian down payment required for this price is $49,990.
Amortization Period30 Years
Estimated Monthly Payment$2,496Based on a loan of $524,930 over 30 years.
Purchase Price$749,900
Loan Amount$524,930
Provincial Land Transfer Tax:$11,473
Total Estimated Closing Taxes:$11,473

About Purchasing a Home in Guelph, ON

For a property listed at $749,900 in Guelph, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Junction/Onward Willow, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$630,912

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

St Joseph
Public10 Guelph Street, Guelph, Ontario, N1H 5Y8
5.7
Paisley Road
Public406 Paisley Road, Guelph, Ontario, N1H 2R3
4.7
Willow Road
Public125 Willow Road, Guelph, Ontario, N1H 1W4
3.1
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
St Peter
Public150 Westwood Road, Guelph, Ontario, N1H 7G1
4.5

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
College Heights
Public371 College Avenue West, Guelph, Ontario, N1G 1T3
0.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.