297 Waterloo Avenue, Guelph, ON

$725,000
MLS#:X13024830
3 beds
1 baths
1100-1500 sqft
3.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Junction/Onward Willow. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $725,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 33.99 x 121.42 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Heater, Water Softener
  • equipped with central air central cooling and highly efficient baseboard heating via gas

Description

Built around 1924, this charming two-storey detached home offers a great mix of original character and modern updates. Located on historic Waterloo Avenue-one of Guelph's original main streets-it's a home with both style and a story.The exterior features eye-catching tri-colour brick, original limestone details, cedar-shingled dormers, and a large, welcoming front porch. Inside, the home is filled with natural light thanks to its southern exposure. The main floor offers a bright, open living and dining space with refinished oak floors, leading into a spacious U-shaped kitchen with unique tile flooring.A second entrance near the kitchen provides easy access to the fully fenced backyard with a perennial garden-perfect for relaxing or entertaining. The clean, dry basement adds extra space for storage or future use, with updated windows (2021) bringing in additional light.Upstairs, you'll find three bright bedrooms with refinished pine floors and an updated bathroom, all connected by a beautiful original wood staircase.A wonderful opportunity to own a character home in a desirable, established neighbourhood.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 12, 2026
Sold price information is available to members only
Listed Date4/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished, Full
Lot Size33.99 × 121.42 Feet
CountyWellington
Annual Tax$4,556
Legal DescriptionPT LOT 3, PLAN 262 , AS IN RO711425 ; GUELPH

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

Fenced Yard, Public Transit

Interior Features

Water Heater, Water Softener

Security Features

Community Features

Location

Initializing map...
297 Waterloo Avenue, Guelph, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 297 Waterloo Avenue, Guelph, ON N1H 3J7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$47,500 (6.6%)
* Minimum Canadian down payment required for this price is $47,500.
Amortization Period25 Years
Estimated Monthly Payment$4,037Based on a loan of $677,500 over 25 years.
Purchase Price$725,000
Loan Amount$677,500
Provincial Land Transfer Tax:$10,975
Total Estimated Closing Taxes:$10,975

About Purchasing a Home in Guelph, ON

For a property listed at $725,000 in Guelph, the legal minimum down payment is $47,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,975 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,975.

Nearby Listings

Distance:

No current listings found in Guelph.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Junction/Onward Willow, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$686,279

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

St Joseph
Public10 Guelph Street, Guelph, Ontario, N1H 5Y8
5.7
Paisley Road
Public406 Paisley Road, Guelph, Ontario, N1H 2R3
4.7
Willow Road
Public125 Willow Road, Guelph, Ontario, N1H 1W4
3.1
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
St Peter
Public150 Westwood Road, Guelph, Ontario, N1H 7G1
4.5

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
College Heights
Public371 College Avenue West, Guelph, Ontario, N1G 1T3
0.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.