358 Waterloo Avenue, Unit 407, Guelph, ON

$304,900
MLS#:X12397234
1 beds
1 baths
900-999 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Junction/Onward Willow. Expertly crafted featuring premium concrete construction, this residence presents an exceptional opportunity offered at $304,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 900-999 sqft
  • 1.0 total parking spaces available with a convenient surface configuration
  • Notable attributes: Primary Bedroom - Main Floor, Intercom
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

Enjoy a stylish living space and incredible convenience with this beautiful one-bedroom plus den condo at 407-358 Waterloo Ave. With exceptional value presenting a rare opportunity for affordable ownership in Guelph, this unit is an absolute must-see for first-time buyers, professionals, or those looking to downsize to an urban-friendly lifestyle. Step inside and be greeted by the fresh feel of a recently updated space. The open-concept living, dining, and kitchen areas have been freshly painted and feature newer vinyl flooring, creating a seamless and inviting atmosphere, perfect for entertaining. The bright, south-east facing living room is a sun-drenched sanctuary, offering a perfect spot for your favorite plants to thrive. The spacious den provides a versatile bonus space, ideal for a home office, a cozy reading nook, or even a guest area. Retreat to the large primary bedroom, which shares the same bright exposure as the living room, ensuring a cheerful start to every day. The unit also includes a 4-piece bathroom with an updated shower head and toilet, and in-unit laundry adds to the ease of condo living. This friendly and tight-knit community offers fantastic amenities, including a well-equipped gym, a common room for gatherings, and a lovely outdoor space with a picnic table. Location is everything, and this address delivers! You're just a short walk or bike ride away from the vibrant heart of downtown Guelph, the popular Farmer's Market, food and fun at Fixed Gear Brewery, and the scenic Speed River trails. For those with a car, there is 1 parking spot and easy highway access make commuting is a breeze.

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Property Summary

This condo apartment located at 358 Waterloo Avenue, Guelph is currently for sale and has been available on SousaSells for 308 days. This property is listed at $304,900 with an estimated mortgage of $1,015* per month. It has 1 bed, 1 bathroom, and is 900-999 square feet. 358 Waterloo Avenue, Guelph is in the Junction/Onward Willow neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateOctober 1, 2025
Sold price information is available to members only
Listed Date9/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionConcrete
BasementNone
CountyWellington
Annual Tax$2,194.39

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeSurface

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

Park, Public Transit, River/Stream

Interior Features

Primary Bedroom - Main Floor, Intercom

Security Features

Security System

Community Features

Virtual Tours

Location

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358 Waterloo Avenue, Unit 407, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 358 Waterloo Avenue 407, Guelph, ON N1H 7Y3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

Configure Loan Settings

Interest Rate4.00%
Down Payment$91,470 (30.0%)
* Minimum Canadian down payment required for this price is $15,245.
Amortization Period30 Years
Estimated Monthly Payment$1,015Based on a loan of $213,430 over 30 years.
Purchase Price$304,900
Loan Amount$213,430
Provincial Land Transfer Tax:$3,049
Total Estimated Closing Taxes:$3,049

About Purchasing a Home in Guelph, ON

For a property listed at $304,900 in Guelph, the legal minimum down payment is $15,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,049 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,049.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Junction/Onward Willow, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$630,912

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

St Joseph
Public10 Guelph Street, Guelph, Ontario, N1H 5Y8
5.7
Paisley Road
Public406 Paisley Road, Guelph, Ontario, N1H 2R3
4.7
Willow Road
Public125 Willow Road, Guelph, Ontario, N1H 1W4
3.1
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
St Peter
Public150 Westwood Road, Guelph, Ontario, N1H 7G1
4.5

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
College Heights
Public371 College Avenue West, Guelph, Ontario, N1G 1T3
0.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.