38 Algoma Drive, Guelph, ON

$699,900
MLS#:X12282353
3 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit 3 detached located in the coveted neighborhood of Victoria North. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 54 x 110 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 38 Algoma Drive in Guelphs North East End. This charming side-split offers a functional layout and great potential on a quiet residential street. The main floor features a bright living room, a cozy dinette, and a practical kitchen with views of the private backyard. Upstairs, you'll find three generously sized bedrooms and a full 4-piece bath. Step through the patio doors to a raised back deck, perfect for relaxing or entertaining, with a fully fenced yard and a garden shed for added storage. A separate side entrance opens up possibilities for a future in-law suite or bachelor apartment in the lower level, complete with a large crawl space for storage. Practical updates include all new windows (2020) and a newer roof (2018). The extended driveway easily fits four vehicles, and a gated side yard offers secure storage for a boat or RV. A solid home with flexible space and great bones, ready for your personal touch.

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Property Summary

This detached home located at 38 Algoma Drive, Guelph is currently for sale and has been available on SousaSells for 367 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 38 Algoma Drive, Guelph is in the Victoria North neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 24, 2025
Sold price information is available to members only
Listed Date7/14/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 3
ConstructionVinyl Siding, Stone
BasementFinished, Separate Entrance
Lot Size54 × 110 Feet
CountyWellington
Annual Tax$4,975
Legal DescriptionLOT 133, PLAN 589 ; PT LOT 132, PLAN 589 , AS IN ROS267024 ; S/T MS48682 GUELPH

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

In-Law Capability

Security Features

Community Features

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Location

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38 Algoma Drive, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38 Algoma Drive, Guelph, ON N1E 1C7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate4.00%
Down Payment$209,970 (30.0%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,930 over 30 years.
Purchase Price$699,900
Loan Amount$489,930
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Guelph, ON

For a property listed at $699,900 in Guelph, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Victoria North, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$798,177

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

St Patrick
Public391 Victoria Road North, Guelph, Ontario, N1E 5J9
7.8
Waverley Drive
Public140 Waverley Drive, Guelph, Ontario, N1E 1H2
7.1
Brant Avenue
Public64 Brant Avenue, Guelph, Ontario, N1E 1G2
6.6
L'Odyssée
Public30 Brighton Street, Guelph, Ontario, N1E 3S9
3.3
Edward Johnson
Public397 Stevenson Street North, Guelph, Ontario, N1E 5C1
6.9

Secondary Schools

John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7
St. James
Catholic57 Victoria Road North, Guelph, Ontario, N1E 5G9
5.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.