38 ONTARIO Street, Guelph, ON

$689,900
MLS#:X10876067
3 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 4, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Patrick's Ward. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $689,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 40 x 86 ft lot
  • Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Solar Tube
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Enjoy historic charm while generating solar income in this updated yellow brick gem steps to downtown. Attractive gardens and an inviting front porch create instant curb appeal, while the real charm of this iconic century cottage is revealed once you cross the threshold into 1300 square feet of fabulous living space. The centre hallway invites you past a large primary bedroom to your right (with double closets, rare for the era) and another bedroom or office on the left. Further down the hall is an expansive bathroom with full laundry. As the hallway ends you come into the main area of the home presenting a large living room and formal dining room complete with an antique chandelier and built in book shelves. By this point you'll have been totally charmed by refinished wide plank pine board floors, tall baseboards, high ceilings, big windows, and an ambience felt only in homes from this era. The kitchen is the next room to greet you with loads of cabinetry, lots of shelf space, and a dining area by the window. At the back of the home is a bright and spacious family room or 3rd bedroom, however you wish to use it. The previous folks had this as their art studio with its bright space and backyard view. Easy walking distance to downtown Guelph, famous for its stunning architecture, superb restaurants, eclectic shops, friendly pubs, a movie theatre, a bookstore, Library, the River Run Arts Centre and the Sleeman Centre Arena. The GoTrain, Farmer's Market, Grocery Stores, coffee shops, parks, walking trails along the river and "Canada's smallest bar" are nearby too. St. Patrick's Ward is recognized as the most up and coming part of town with all its new development and gentrification of classic old homes. Come have a look and compare the style and character of this one to mid century modern and more recent bungalows and I think you'll agree this old beauty has a charm that rivals them all !!

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Property Summary

This detached home located at 38 ONTARIO Street, Guelph is currently for sale and has been available on SousaSells for 661 days. This property is listed at $689,900 with an estimated mortgage of $2,296* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 38 ONTARIO Street, Guelph is in the St. Patrick's Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold price information is available to members only
Listed Date9/25/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Brick
BasementUnfinished, Partial Basement
Lot Size40 × 86
CountyWellington
Annual Tax$3,972.12
Legal DescriptionPT LOT 61, PLAN 113 , PARTS 1 & 2 , 61R2597 , S/T & T/W ROS651573 ; GUELPH

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Solar Tube

Security Features

Community Features

Location

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38 ONTARIO Street, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38 ONTARIO Street, Guelph, ON N1E 3B1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

Configure Loan Settings

Interest Rate4.00%
Down Payment$206,970 (30.0%)
* Minimum Canadian down payment required for this price is $43,990.
Amortization Period30 Years
Estimated Monthly Payment$2,296Based on a loan of $482,930 over 30 years.
Purchase Price$689,900
Loan Amount$482,930
Provincial Land Transfer Tax:$10,273
Total Estimated Closing Taxes:$10,273

About Purchasing a Home in Guelph, ON

For a property listed at $689,900 in Guelph, the legal minimum down payment is $43,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,273 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Patrick's Ward, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$665,037

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
John Galt
Public50 Laurine Avenue, Guelph, Ontario, N1E 4M9
6.3
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
John McCrae
Public189 Water Street, Guelph, Ontario, N1G 1B3
8.8

Secondary Schools

St. James
Catholic57 Victoria Road North, Guelph, Ontario, N1E 5G9
5.9
John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7
Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.