4 Walter Street, Guelph, ON

$574,900
MLS#:X12107203
4 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Patrick's Ward. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $574,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 35.75 x 140 ft lot
  • Features a walk-up, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • Efficient radiant heating via gas

Description

If this sweet, solid brick 1.5-storey home could talk, oh the stories it would tell. Nestled in the heart of Guelphs beloved St. Patrick's Ward, it has stood gracefully through the changing seasons, quietly becoming a character-rich corner of the city. Sip your morning coffee wave to friendly neighbors walking by on the spacious front porch. The main floor is full of charm, with original hardwood floors that tell their own story. Host cozy dinners in the dining room, curl up in the family room or sunroom with a good book & the warmth of natural light pouring in. Theres also a versatile bonus room on this level perfect for a guest bedroom, home office, or your creative nook. The kitchen is full of potential, just waiting for your design flair. Upstairs you'll find three peaceful bedrooms and a full 4-piece bath. The unfinished basement offers a walk-up to the backyard and loads of space for storage. A detached single-car garage adds functionality, and for the dreamers out there, explore the potential to expand it into a double. The 35 x 140-foot lot is a green thumbs paradise. Whether you imagine veggie beds, pollinator gardens, or a hammock under the trees, there's room to create your own backyard sanctuary. The north fence was recently done in 2023, giving you added privacy for your backyard gatherings. The Ward is one of those places where everything feels just a little more connected. A couple blocks away, you can drop a canoe into the river, explore the trails hugging the shoreline heading to the covered bridge into the heart of downtown. Grab a locally roasted coffee and pastry at the Rainbow Café, meet friends for drinks at Spring Mill Distillery, or stock up on fresh fare across the road at Angelinos. With the GO Station just a short bike ride away and a community that still says hello, this is more than a house~ it's a lifestyle. A rooted, soulful, joy-filled way of living. Curious? Let's take a walk through it together. You might just fall in love.

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Property Summary

This detached home located at 4 Walter Street, Guelph is currently for sale and has been available on SousaSells for 443 days. This property is listed at $574,900 with an estimated mortgage of $1,914* per month. It has 4 beds, 1 bathroom, and is 1100-1500 square feet. 4 Walter Street, Guelph is in the St. Patrick's Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 12, 2025
Sold price information is available to members only
Listed Date4/28/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementWalk-Up, Unfinished
Lot Size35.75 × 140 Feet
CountyWellington
Annual Tax$3,853
Legal DescriptionLot 44, Plan 388; Guelph

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

Park, Public Transit

Interior Features

Water Heater Owned

Security Features

Community Features

Virtual Tours

Location

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4 Walter Street, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Walter Street, Guelph, ON N1E 5P1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate4.00%
Down Payment$172,470 (30.0%)
* Minimum Canadian down payment required for this price is $32,490.
Amortization Period30 Years
Estimated Monthly Payment$1,914Based on a loan of $402,430 over 30 years.
Purchase Price$574,900
Loan Amount$402,430
Provincial Land Transfer Tax:$7,973
Total Estimated Closing Taxes:$7,973

About Purchasing a Home in Guelph, ON

For a property listed at $574,900 in Guelph, the legal minimum down payment is $32,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,973 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Patrick's Ward, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$665,037

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
John Galt
Public50 Laurine Avenue, Guelph, Ontario, N1E 4M9
6.3
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
John McCrae
Public189 Water Street, Guelph, Ontario, N1G 1B3
8.8

Secondary Schools

St. James
Catholic57 Victoria Road North, Guelph, Ontario, N1E 5G9
5.9
John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7
Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.