40 Alma Street, Guelph, ON

$675,000
MLS#:X12178133
3 beds
3 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Junction/Onward Willow. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $675,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 50 x 76 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A Gardeners Paradise! This cozy gem in a pleasant neighbourhood is sure to delight anyone with a green thumb! The enclosed front porch offers a warm welcome and leads you inside, where you'll find the living room to your left and, to your right, a main-floor bedroom and a newly renovated bathroom featuring a soaker tub and separate shower. At the back of the home, the sun-filled kitchen boasts vaulted ceilings, corner windows, and access to a bright potting/gardening room or whatever your hobby may be. With multiple windows allowing for excellent airflow, it's the perfect space for an avid gardener to spend countless hours of enjoyment. The attic has been converted into a charming childrens bedroom and play area and a convenient 2-piece bathroom. The finished basement adds a recreation room, a guest bedroom, and a 3-piece bathroom. Fresh paint and new flooring throughout give the home a crisp, updated feel and make it move-in ready. A special highlight is the enclosed backyard, bursting with abundant gardens and a wide variety of flowers, fruits, and shrubs - all nestled on an irreplaceable tree-lined street and surrounded by a warm, inclusive community.

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Property Summary

This detached home located at 40 Alma Street, Guelph is currently for sale and has been available on SousaSells for 414 days. This property is listed at $675,000 with an estimated mortgage of $2,247* per month. It has 3 beds, 3 bathrooms, and is 700-1100 square feet. 40 Alma Street, Guelph is in the Junction/Onward Willow neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 16, 2025
Sold price information is available to members only
Listed Date5/28/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBoard & Batten
BasementFull, Finished
Lot Size50 × 76 Feet
CountyWellington
Annual Tax$3,655
Legal DescriptionLOT 37, PLAN 262 ; GUELPH

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park, Other

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Storage

Security Features

Community Features

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Location

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40 Alma Street, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 Alma Street S, Guelph, ON N1H 5W7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate4.00%
Down Payment$202,500 (30.0%)
* Minimum Canadian down payment required for this price is $42,500.
Amortization Period30 Years
Estimated Monthly Payment$2,247Based on a loan of $472,500 over 30 years.
Purchase Price$675,000
Loan Amount$472,500
Provincial Land Transfer Tax:$9,975
Total Estimated Closing Taxes:$9,975

About Purchasing a Home in Guelph, ON

For a property listed at $675,000 in Guelph, the legal minimum down payment is $42,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,975 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Junction/Onward Willow, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$630,912

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

St Joseph
Public10 Guelph Street, Guelph, Ontario, N1H 5Y8
5.7
Paisley Road
Public406 Paisley Road, Guelph, Ontario, N1H 2R3
4.7
Willow Road
Public125 Willow Road, Guelph, Ontario, N1H 1W4
3.1
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
St Peter
Public150 Westwood Road, Guelph, Ontario, N1H 7G1
4.5

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
College Heights
Public371 College Avenue West, Guelph, Ontario, N1G 1T3
0.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.