40 Silvercreek Parkway, Guelph, ON

$514,900
MLS#:X12518424
3 beds
2 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of Junction/Onward Willow. Expertly crafted featuring premium vinyl siding and brick front construction, this residence presents an exceptional opportunity offered at $514,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1000-1199 sqft
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome Home to Your Next Chapter. Owning your first home is more than a milestone, it is a moment of independence, pride, and possibility. This inviting townhome offers the ideal place to begin that journey. Perfectly located near shopping, schools, parks, and commuting routes, it blends comfort, connection, and convenience in a way that supports your lifestyle. Step inside and feel the sense of calm that comes with having a space that is truly your own. The bright main floor welcomes you with warmth and natural light. In the west facing kitchen, morning coffee becomes a quiet ritual as sunlight streams in, reminding you how far you have come. The open layout keeps everything within easy reach, making entertaining or relaxing at the end of the day feel effortless. The living room is an inviting retreat where you can recharge, read, or host friends for a cozy evening in. Walk out to your spacious deck and private fenced yard and imagine summer evenings spent under the stars or quiet moments to reflect and breathe. Upstairs, the primary bedroom feels like a personal haven, complete with new closet doors and modern laminate flooring. Two additional bedrooms provide space to grow, whether you create a home office, an art room, or a welcoming guest space for visiting friends and family. The finished basement offers even more flexibility, with a recreation room and a convenient two piece bathroom. It is the perfect area for movie nights, workouts, or creative pursuits. With updated windows and parking right at your door, this home offers both comfort and peace of mind. This is where your story of independence begins. A space to nurture your goals, build equity, and take pride in a home that reflects who you are and where you are headed. Come see it for yourself and imagine the freedom of calling this beautiful place your own.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateJanuary 11, 2026
Sold price information is available to members only
Listed Date11/6/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionVinyl Siding, Brick Front
BasementFinished, Full
CountyWellington
Annual Tax$2,599

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park, Place Of Worship, Public Transit, School

Interior Features

None

Security Features

Community Features

Location

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40 Silvercreek Parkway, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 Silvercreek Parkway N 26, Guelph, ON N1H 7X5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate5.25%
Down Payment$26,490 (5.1%)
* Minimum Canadian down payment required for this price is $26,490.
Amortization Period25 Years
Estimated Monthly Payment$2,911Based on a loan of $488,410 over 25 years.
Purchase Price$514,900
Loan Amount$488,410
Provincial Land Transfer Tax:$6,773
Total Estimated Closing Taxes:$6,773

About Purchasing a Home in Guelph, ON

For a property listed at $514,900 in Guelph, the legal minimum down payment is $26,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,773 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,773.

Nearby Listings

Distance:

No current listings found in Guelph.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Junction/Onward Willow, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$686,279

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

St Joseph
Public10 Guelph Street, Guelph, Ontario, N1H 5Y8
5.7
Paisley Road
Public406 Paisley Road, Guelph, Ontario, N1H 2R3
4.7
Willow Road
Public125 Willow Road, Guelph, Ontario, N1H 1W4
3.1
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
St Peter
Public150 Westwood Road, Guelph, Ontario, N1H 7G1
4.5

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
College Heights
Public371 College Avenue West, Guelph, Ontario, N1G 1T3
0.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.