40 Silvercreek Parkway, Unit 44, Guelph, ON

$485,000
MLS#:X13624698
3 beds
1 baths
900-999 sqft
1.0 parking
Residential Condo & Other
40 Silvercreek Parkway N 44, Guelph, ON N1H 7X5

Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of Junction/Onward Willow. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $485,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 900-999 sqft
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

HELP FOR 1ST TIME HOMEBUYERS: 1 YEAR OF CONDO FEES INCLUDED IN PRICE. Cozy, sunny and move-in ready townhouse with 2+1 bedrooms. Compared to others - this kitchen offers lots of counter space, drawers and storage, the primary bedroom will fit a king size bed, the bathroom has a tub for soaking, the basement is finished and clean and the backyard is gated, pretty and private. The condo fee is lower than most others and the windows are newer - you don't hear the traffic. Recent upgrades: washing machine, owned & larger hot water tank, central A/C (2021), duct cleaning (2025). Most of the furniture is also available for purchase - so you could move in to a furnished home! Bonus: Xmas tree in your yard, kids' playground on property and fantastic neighbours. Very close to shopping, community centre, bus, parks and the beautiful downtown Guelph with GO train to union station in Toronto.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This townhouse located at 40 Silvercreek Parkway, Guelph is currently for sale and has been available on SousaSells for 6 days. This property is listed at $485,000 with an estimated mortgage of $1,614* per month. It has 3 beds, 1 bathroom, and is 900-999 square feet. 40 Silvercreek Parkway, Guelph is in the Junction/Onward Willow neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Junction/Onward Willow, Guelph.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 900-999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Guelph.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date7/31/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished
CountyWellington
Annual Tax$2,705

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 40 Silvercreek Parkway, Unit 44, Guelph, ON

Q.What is the asking price for 40 Silvercreek Parkway, Unit 44, Guelph, ON ?

The current listing price for 40 Silvercreek Parkway, Unit 44, Guelph, ON in Junction/Onward Willow, Guelph is $485,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 900-999 sqft.

Q.What property type and architectural style is 40 Silvercreek Parkway, Unit 44, Guelph, ON ?

40 Silvercreek Parkway, Unit 44, Guelph, ON is a Condo Townhouse (2-Storey) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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40 Silvercreek Parkway, Unit 44, Guelph, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 Silvercreek Parkway N 44, Guelph, ON N1H 7X5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate4.00%
Down Payment$145,500 (30.0%)
* Minimum Canadian down payment required for this price is $24,250.
Amortization Period30 Years
Estimated Monthly Payment$1,614Based on a loan of $339,500 over 30 years.
Purchase Price$485,000
Loan Amount$339,500
Provincial Land Transfer Tax:$6,175
Total Estimated Closing Taxes:$6,175

About Purchasing a Home in Guelph, ON

For a property listed at $485,000 in Guelph, the legal minimum down payment is $24,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,175 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,175.

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Junction/Onward Willow, Guelph Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Junction/Onward Willow, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$854,729

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Best Schools in Junction/Onward Willow, Guelph

Elementary Schools

Willow Road
Public125 Willow Road, Guelph, Ontario, N1H 1W4
3.1
St Joseph
Public10 Guelph Street, Guelph, Ontario, N1H 5Y8
5.7
Paisley Road
Public406 Paisley Road, Guelph, Ontario, N1H 2R3
4.7
St Peter
Public150 Westwood Road, Guelph, Ontario, N1H 7G1
4.5
Westwood
Public495 Willow Road, Guelph, Ontario, N1H 7C7
8.0

Secondary Schools

Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2

Junction/Onward Willow, Guelph Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.