435 YORK Road, Guelph, ON

$499,999
MLS#:X10876363
3 beds
1 baths
700-1100 sqft
1.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 5, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Patrick's Ward. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $499,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 40 x 110 ft lot
  • Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient unknown configuration
  • Notable attributes: Water Heater Owned, Water Softener
  • Efficient unknown heating via gas

Description

Discover the charm and potential of this inviting yellow brick century home! This 3-bedroom, 1-bath, 1.5-story home features a side porch mudroom that leads directly to the kitchen, which includes a pantry for your convenience. The bright living room, filled with natural light from large windows, features a cozy wood stove. The dining room offers a lovely space for family meals, while the main floor primary bedroom provides comfort and easy accessibility. Adjacent to the living room, the front porch serves as an unfinished sunroom, ready for your vision. The main floor also includes a convenient 4-piece bathroom. Upstairs, you'll find two additional bedrooms and a versatile loft area. The spacious backyard offers ample room for outdoor activities and gardening. With a fantastic location near the river, walking trails, parks, and a variety of coffee shops and restaurants, this home presents great potential for those willing to put in some work. Don’t miss your chance to make it your own!

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Property Summary

This detached home located at 435 YORK Road, Guelph is currently for sale and has been available on SousaSells for 639 days. This property is listed at $499,999 with an estimated mortgage of $1,664* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 435 YORK Road, Guelph is in the St. Patrick's Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 5, 2024
Sold price information is available to members only
Listed Date10/16/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding, Brick
BasementUnfinished, Partial Basement
Lot Size40 × 110 Feet
CountyWellington
Annual Tax$3,668.6
Legal DescriptionLOT 32, PLAN 353 ; PT LOT 30, PLAN 353 , AS IN RO764835 ; GUELPH

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeUnknown

Heating & Cooling

Heat SourceGas
Heat TypeUnknown
CoolingNone

Features

Property Features

Interior Features

Water Heater Owned, Water Softener

Security Features

Community Features

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Location

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435 YORK Road, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 435 YORK Road, Guelph, ON N1E 3H6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

Configure Loan Settings

Interest Rate4.00%
Down Payment$150,000 (30.0%)
* Minimum Canadian down payment required for this price is $25,000.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,999 over 30 years.
Purchase Price$499,999
Loan Amount$349,999
Provincial Land Transfer Tax:$6,475
Total Estimated Closing Taxes:$6,475

About Purchasing a Home in Guelph, ON

For a property listed at $499,999 in Guelph, the legal minimum down payment is $25,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,475 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Patrick's Ward, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$665,037

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
John Galt
Public50 Laurine Avenue, Guelph, Ontario, N1E 4M9
6.3
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
John McCrae
Public189 Water Street, Guelph, Ontario, N1G 1B3
8.8

Secondary Schools

St. James
Catholic57 Victoria Road North, Guelph, Ontario, N1E 5G9
5.9
John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7
Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.