48 Toronto Street, Guelph, ON

$859,900
MLS#:X12279675
3 beds
1 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Patrick's Ward. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $859,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 56 x 133 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Heater, Water Softener
  • Efficient forced air heating via gas

Description

Welcome to one of Guelph's most vibrant and sought-after neighbourhoods where charm, character, and walkability come together on a tree-lined street filled with classic homes and a great sense of community. This red brick two-storey has all the personality you'd expect from a century home, with the right updates in all the right places. Inside, you'll immediately notice the recently refinished original hardwood flooring that runs through the spacious living and dining rooms. With soaring ceilings and plenty of natural light, the main floor is perfect for entertaining, relaxing with family, or hosting those summer dinners that spill out onto the back deck. The custom kitchen is both stylish and functional, featuring solid wood cabinetry, Graniteworx countertops, a Franke farmhouse sink, brand new stainless steel appliances, and plenty of storage plus easy access to your oversized, fully fenced yard. Upstairs, you'll find three good-sized bedrooms and a beautifully renovated bathroom, complete with a custom vanity, marble tile, a glass shower, and a whirlpool tub. The lot is a rare find, 56x133 feet, giving you room to grow, play, or plan for the future. Whether it's backyard BBQs, gardening, or just enjoying the space, the outdoor areas are a dream. The backyard includes a plum tree, a cherry tree, and a serviceberry tree, while the front yard has another beautiful cherry tree to greet you as you arrive. There's also a newly built cedar front porch, perfect for your morning coffee or evening unwind. And the location? You're just a short walk to the Speed River, downtown Guelph, the Farmers Market, GO/VIA Rail, parks, shops, restaurants, and all the year-round events that make this city so special. If you've been waiting for a home that checks all the boxes in one of Guelph's most vibrant neighbourhoods this is the one.

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Property Summary

This detached home located at 48 Toronto Street, Guelph is currently for sale and has been available on SousaSells for 371 days. This property is listed at $859,900 with an estimated mortgage of $2,862* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 48 Toronto Street, Guelph is in the St. Patrick's Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 21, 2025
Sold price information is available to members only
Listed Date7/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Wood
BasementUnfinished, Full
Lot Size56 × 133 Feet
CountyWellington
Annual Tax$4,710
Legal DescriptionPT LOT 42, PLAN 113 , AS IN ROS539516 CITY OF GUELPH

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Fenced Yard, Park, Library, Place Of Worship, Public Transit, School

Interior Features

Water Heater, Water Softener

Security Features

Community Features

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Location

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48 Toronto Street, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 48 Toronto Street, Guelph, ON N1E 3E2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate4.00%
Down Payment$257,970 (30.0%)
* Minimum Canadian down payment required for this price is $60,990.
Amortization Period30 Years
Estimated Monthly Payment$2,862Based on a loan of $601,930 over 30 years.
Purchase Price$859,900
Loan Amount$601,930
Provincial Land Transfer Tax:$13,673
Total Estimated Closing Taxes:$13,673

About Purchasing a Home in Guelph, ON

For a property listed at $859,900 in Guelph, the legal minimum down payment is $60,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,673 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,673.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Patrick's Ward, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$665,037

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
John Galt
Public50 Laurine Avenue, Guelph, Ontario, N1E 4M9
6.3
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
John McCrae
Public189 Water Street, Guelph, Ontario, N1G 1B3
8.8

Secondary Schools

St. James
Catholic57 Victoria Road North, Guelph, Ontario, N1E 5G9
5.9
John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7
Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.