60 Cardigan Street, Unit 6, Guelph, ON

$686,500
MLS#:X12346548
2 beds
1 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
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Property no longer active

This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Downtown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $686,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1000-1199 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Brick & Beam, Carpet Free, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient radiant heating via other

Description

Located in the iconic Stewart Mill Lofts! A former factory built over 100 years ago and transformed into stylish condominiums in 2006, this corner unit blends authentic character with thoughtful modern updates. Original exposed brick, wood beams, and soaring 13-ft Douglas Fir ceilings create an airy, open feel, while large windows flood the space with beautiful natural light. A unique highlight of this home is the large, lush, fully fenced terrace, offering a private outdoor retreat with views enjoyed from every room. The living room provides ample space to relax and features a walk-out to the terrace, while the dedicated dining area easily accommodates a full-size table for entertaining. Inside, the spacious primary bedroom includes a walk-in closet, and the good-sized second bedroom is perfect for guests or a home office. A recently renovated 4-piece bathroom with a walnut vanity adds a modern touch. The large, fully renovated, open concept kitchen features high-efficiency Bosch stainless steel appliances, an induction range, a full-height pantry, and a generous island perfect for cooking and gathering. Comfort is ensured year-round with a Navien boiler (installed in 2020) providing heat and on-demand hot water, and radiant heated concrete floors. Additional features include a Bosch washer and dryer, one parking space, and the convenience of a private storage locker. The location offers the best of Guelph at your doorstep. Located just steps from the Speed River and the scenic Trans-Canada Trail, where you can walk or bike to Guelph Lake. Downtowns dining, shopping, the River Run Centre, VIA Rail, GO Train, and public transit are all within easy reach, making this an ideal home for those who value both character and convenience.

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Property Summary

This condo apartment located at 60 Cardigan Street, Guelph is currently for sale and has been available on SousaSells for 336 days. This property is listed at $686,500 with an estimated mortgage of $2,285* per month. It has 2 beds, 1 bathroom, and is 1000-1199 square feet. 60 Cardigan Street, Guelph is in the Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateSeptember 1, 2025
Sold price information is available to members only
Listed Date8/15/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionBrick
BasementNone
CountyWellington
Annual Tax$4,584.45

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeRadiant
CoolingCentral Air

Features

Property Features

Arts Centre, Cul de Sac/Dead End, Fenced Yard, Hospital, Library, Park

Interior Features

Brick & Beam, Carpet Free, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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60 Cardigan Street, Unit 6, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 60 Cardigan Street 106, Guelph, ON N1H 3Z6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate4.00%
Down Payment$205,950 (30.0%)
* Minimum Canadian down payment required for this price is $43,650.
Amortization Period30 Years
Estimated Monthly Payment$2,285Based on a loan of $480,550 over 30 years.
Purchase Price$686,500
Loan Amount$480,550
Provincial Land Transfer Tax:$10,205
Total Estimated Closing Taxes:$10,205

About Purchasing a Home in Guelph, ON

For a property listed at $686,500 in Guelph, the legal minimum down payment is $43,650 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,205 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,205.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$896,099

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
John McCrae
Public189 Water Street, Guelph, Ontario, N1G 1B3
8.8
Victory
Public135 Exhibition Street, Guelph, Ontario, N1H 4R4
7.8
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.