76B Cardigan Street, Unit 7, Guelph, ON

$539,900
MLS#:X12528426
1 beds
1 baths
900-999 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Stacked Townhouse condo townhouse located in the coveted neighborhood of Downtown. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $539,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 900-999 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Sump Pump, Ventilation System, Water Softener
  • equipped with other central cooling and highly efficient baseboard heating via electric

Description

Stylish Ground-Floor Bungalow Loft in Stewart Mill Towns Welcome to Stewart Mill Towns, a highly sought-after community offering exceptional convenience and walkability. This beautifully maintained 1-bedroom, 1-bathroom ground-floor bungalow unit features a versatile loft space-perfect for a home office, study, or yoga retreat. Highlights include a private terrace, hardwood flooring, and an upgraded kitchen with quartz countertops and stainless steel appliances. The open-concept layout provides a bright and functional living space, while the exclusive parking spot adds everyday ease. Additional features include a well-appointed bedroom and a thoughtfully designed loft that enhances flexibility. Located close to shopping, dining, parks, and transit, this move-in ready unit offers low-maintenance living in a desirable location. Shows AAA+-schedule your private showing today!

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Property Summary

This townhouse located at 76B Cardigan Street, Guelph is currently for sale and has been available on SousaSells for 247 days. This property is listed at $539,900 with an estimated mortgage of $1,797* per month. It has 1 bed, 1 bathroom, and is 900-999 square feet. 76B Cardigan Street, Guelph is in the Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateFebruary 24, 2026
Sold price information is available to members only
Listed Date11/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleStacked Townhouse
ConstructionStone
BasementNone
CountyWellington
Annual Tax$4,566

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingOther

Features

Property Features

Interior Features

Sump Pump, Ventilation System, Water Softener

Security Features

Community Features

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Location

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76B Cardigan Street, Unit 7, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 76B Cardigan Street n/a, Guelph, ON N1H 0A4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate4.00%
Down Payment$161,970 (30.0%)
* Minimum Canadian down payment required for this price is $28,990.
Amortization Period30 Years
Estimated Monthly Payment$1,797Based on a loan of $377,930 over 30 years.
Purchase Price$539,900
Loan Amount$377,930
Provincial Land Transfer Tax:$7,273
Total Estimated Closing Taxes:$7,273

About Purchasing a Home in Guelph, ON

For a property listed at $539,900 in Guelph, the legal minimum down payment is $28,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,273 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$896,099

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
John McCrae
Public189 Water Street, Guelph, Ontario, N1G 1B3
8.8
Victory
Public135 Exhibition Street, Guelph, Ontario, N1H 4R4
7.8
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.