82 Cardigan Street, Unit B, Guelph, ON

$549,000
MLS#:X12278676
1 beds
1 baths
800-899 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 1 Storey/Apt condo townhouse located in the coveted neighborhood of Downtown. Expertly crafted featuring premium stone and concrete construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 800-899 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Separate Hydro Meter
  • Efficient baseboard heating via electric

Description

Welcome to Stewart Mill Towns, where urban living meets natural charm. This beautifully appointed 1 bed, 1 bath ground-floor condo offers a unique blend of modern comfort and character-rich design. With **14-foot ceilings throughout**, this space feels open, airy, and full of light. Step inside to discover a spacious layout perfect for singles or couples, featuring a sleek kitchen, cozy living area, and large windows that enhance the sense of space. The generously sized bedroom includes ample closet space, and the stylish bathroom is designed with both function and flair in mind. Enjoy direct access to your huge private terrace, an ideal spot for hosting summer BBQs, lounging in the sun, or enjoying a quiet morning coffee. Located just steps from the scenic Speed River and Guelphs extensive trail system, nature lovers will appreciate the endless outdoor opportunities right at their doorstep. Plus, you're only minutes to vibrant **Downtown Guelph**, with its cafes, shops, restaurants, and transit.This unit also includes 1 dedicated parking spot right outside your front door, making it as convenient as it is charming. Don't miss your chance to own a piece of one of Guelphs most desirable communities!

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Property Summary

This townhouse located at 82 Cardigan Street, Guelph is currently for sale and has been available on SousaSells for 369 days. This property is listed at $549,000 with an estimated mortgage of $1,827* per month. It has 1 bed, 1 bathroom, and is 800-899 square feet. 82 Cardigan Street, Guelph is in the Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
800-899 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateAugust 6, 2025
Sold price information is available to members only
Listed Date7/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style1 Storey/Apt
ConstructionStone, Concrete
BasementNone
CountyWellington
Annual Tax$4,526

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Library, Hospital, Place Of Worship, River/Stream, Park

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Separate Hydro Meter, Water Purifier, Storage, Water Heater, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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82 Cardigan Street, Unit B, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 82 Cardigan Street B, Guelph, ON N1H 0A4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate4.00%
Down Payment$164,700 (30.0%)
* Minimum Canadian down payment required for this price is $29,900.
Amortization Period30 Years
Estimated Monthly Payment$1,827Based on a loan of $384,300 over 30 years.
Purchase Price$549,000
Loan Amount$384,300
Provincial Land Transfer Tax:$7,455
Total Estimated Closing Taxes:$7,455

About Purchasing a Home in Guelph, ON

For a property listed at $549,000 in Guelph, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$896,099

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
John McCrae
Public189 Water Street, Guelph, Ontario, N1G 1B3
8.8
Victory
Public135 Exhibition Street, Guelph, Ontario, N1H 4R4
7.8
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.