82 Galt Street, Guelph, ON

$799,900
MLS#:X12287026
7 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Junction/Onward Willow. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $799,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 7 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 50 x 100 ft lot
  • Features a walk-out, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, In-Law Suite, Water Heater
  • Efficient forced air heating via gas

Description

Opportunity awaits with this updated multi-family home offering generous living space and a fantastic income potential. Featuring 5 bedrooms plus a separate 1-bedroom apartment, this property has flexibility built in. The main home was previously rented to students and showcases fresh paint, updated trim, and a bright, welcoming interior. Enjoy a mix of hardwood and newer laminate flooring throughout the main level. A spacious dining area opens to a large deck overlooking a mature backyard perfect for morning coffee or evening unwinding. Downstairs, the self-contained apartment includes its own entrance, kitchen, and bathroom, and is currently tenanted, providing immediate rental income. The home has two separate hydro meters for convenience and efficiency, as well as gas heating. Storage isn't an issue here, thanks to a sizeable lower-level area and a handy garage. On-site laundry and all existing appliances add to the practicality of this well-maintained property. Location is another highlight schools, parks, grocery stores, and both train and bus stations are all within a short distance. Whether you're walking to Our Lady of Lourdes High School or grabbing fresh produce from a nearby market, it's easy to stay connected with everything you need. This isn't just a home it's a smart investment opportunity. Ideal for families, first-time buyers looking for mortgage support, or savvy investors seeking dependable rental income. With a layout that supports both privacy and shared living, and a neighborhood that offers convenience and charm, this property has plenty to offer and a lot to love.

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Property Summary

This detached home located at 82 Galt Street, Guelph is currently for sale and has been available on SousaSells for 371 days. This property is listed at $799,900 with an estimated mortgage of $2,663* per month. It has 7 beds, 3 bathrooms, and is 1500-2000 square feet. 82 Galt Street, Guelph is in the Junction/Onward Willow neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
7
Bathrooms
3
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 25, 2025
Sold price information is available to members only
Listed Date7/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementWalk-Out, Finished
Lot Size50 × 100 Feet
CountyWellington
Annual Tax$5,344
Legal DescriptionLOT 29, PLAN 330 , S/T INTEREST IN ROS588130, IF ANY ; GUELPH

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Accessory Apartment, In-Law Suite, Water Heater, Water Softener

Security Features

Community Features

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Location

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82 Galt Street, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 82 Galt Street, Guelph, ON N1H 3G7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate4.00%
Down Payment$239,970 (30.0%)
* Minimum Canadian down payment required for this price is $54,990.
Amortization Period30 Years
Estimated Monthly Payment$2,663Based on a loan of $559,930 over 30 years.
Purchase Price$799,900
Loan Amount$559,930
Provincial Land Transfer Tax:$12,473
Total Estimated Closing Taxes:$12,473

About Purchasing a Home in Guelph, ON

For a property listed at $799,900 in Guelph, the legal minimum down payment is $54,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,473 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Junction/Onward Willow, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$630,912

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

St Joseph
Public10 Guelph Street, Guelph, Ontario, N1H 5Y8
5.7
Paisley Road
Public406 Paisley Road, Guelph, Ontario, N1H 2R3
4.7
Willow Road
Public125 Willow Road, Guelph, Ontario, N1H 1W4
3.1
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
St Peter
Public150 Westwood Road, Guelph, Ontario, N1H 7G1
4.5

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
College Heights
Public371 College Avenue West, Guelph, Ontario, N1G 1T3
0.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.