
Realistic rush-hour travel times from 98 Waterloo Avenue
Guelph Central GO: Kitchener line direct train to Union
Highway 6 & 401 access: 10–15 min drive
Waterloo Region Airport: 20 min | Pearson: 45 min
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Downtown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $845,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
A RARE OPPORTUNITY FOR FIRST TIME HOME BUYERS LOOKING TO LIVE-IN AND OFFSET THEIR MORTGAGE! Whether you're an investor or a savvy buyer, you will love the versatility of this home. Find parking for 4 vehicles, STRONG WALKABILITY to the Downtown Core, parks, restaurants, shopping, and easy access for those who prefer to bike. The main floor of this home hosts a unit spanning OVER 1000 Sq Ft of living space. Enjoy exclusive use of a 11 ft x 14 ft back deck. Inside, 2 bedrooms, a beautiful sunroom/second living area, designated dining area with skylight, space for a home office, two full-bathrooms, two bedrooms, large windows, and in-suite laundry. This unit is full of charm, with the original hardwood floors, beautiful trim, and so much potential to make it a hip, design forward space that suits your taste. Working from home is easy, with spaces for more than one office. It's not often you find this big of a main floor unit in such a central location. This unit is now VACANT and move in ready! Upstairs, let the 2 bedroom unit above offset your mortgage. Currently tenanted and generating $2,500 a month (inclusive of utilities), this is a fantastic investment opportunity. Two bedrooms, a newly renovated bathroom, in-unit laundry and access to a rooftop patio overlooking the mature treelines beyond. An added bonus is the space below the deck, where the exterior door leads to the unfinished basement, the ideal, dry storage spot for you and your tenants belongings. Whether you are a young professional/ university-grad looking for a location central to the downtown area, an investor looking to rent both units and generate over $5,000 a month, or a first-time buyer looking for a savvy move, 98 Waterloo Avenue offers: a prime location, parking, a private backyard, a solid, double-wide brick exterior in great shape, and is already generating a positive cashflow.
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This duplex located at 98 Waterloo Avenue, Guelph is currently for sale and has been available for 17 days. This property is listed at $845,000 with an estimated mortgage of $2,813* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 98 Waterloo Avenue, Guelph is in the Downtown neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Downtown, Guelph.
Growing families needing multi-bedroom flexibility and space in Downtown, Guelph.
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No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in Guelph or researching Guelph real estate for sale, this 4-bedroom duplex at 98 Waterloo Avenue, Guelph, ON offers an exceptional opportunity to buy a home in Guelph, Ontario. Whether you are a first-time Guelph home buyer or comparing active Guelph MLS® homes for sale, working with a dedicated Guelph buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified Guelph real estate listings, compare active Guelph houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Guelph realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $2,813*/month*. Estimated Ontario Land Transfer Tax: $13,375. First-time Guelph home buyers may qualify for up to $8,475 in rebates.
The current listing price for 98 Waterloo Avenue, Guelph, ON in Downtown, Guelph is $845,000.
This property features 4 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.
98 Waterloo Avenue, Guelph, ON is a Duplex (2-Storey) featuring a Exposed Rock, Unfinished basement.
Interior highlights include: Storage, Water Heater Owned.
Yes, this property offers parking space for 4.0 vehicles (None).
Heating is provided via Gas and cooling via Central Air.
Request a live agent video tour or get 3D virtual walkthrough access for 98 Waterloo Avenue, Guelph, ON .
Downtown, Guelph
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 98 Waterloo Avenue, Guelph, ON N1H 3H8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.
About Purchasing a Home in Guelph, ON
For a property listed at $845,000 in Guelph, the legal minimum down payment is $59,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,375 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,375.
Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, Guelph.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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