122 MAIN Street, Guelph/Eramosa, ON

$899,000
MLS#:X12880508
0 beds
0 baths
Commercial
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Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Rockwood. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $899,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 27.06 x 86 ft lot size
  • equipped with no central cooling and highly efficient gas forced air closed heating

Description

LIVE-WORK FLEXIBILITY! GREAT INVESTMENT OPPORTUNITY! Welcome to the unique and versatile property at 122 Main Street South in Rockwood, Ontario. This exceptional property offers commercial C1 zoning, presenting an excellent opportunity for investors, entrepreneurs, or those seeking a mixed-use property with multiple income possibilities. The front portion of the building features a welcoming storefront and office area along with a powder room, ideal for operating your own business or leasing out as commercial space. The commercial portion has been well maintained and offers a professional and inviting environment for clients and customers. Behind the commercial space is a residential component that has been configured into two separate living areas. These spaces provide flexibility for extended family, live-work arrangements, or potential rental income opportunities. In total, the building offers approximately 2,152 square feet of above-grade space. The residential areas feature updated flooring through portions of the living and kitchen spaces, providing comfortable and functional living environments. A spacious rear deck extends the living space outdoors, offering a great spot to relax or entertain during warmer months. The basement provides additional storage space, adding practicality to the property. Located in the heart of Rockwood, this property is within close proximity to local shops, restaurants, parks, and trails, making it an attractive location for both business and residential use. 122 Main Street South presents a rare opportunity to own a mixed-use property in a growing community with flexible use potential and strong investment appeal.

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Key Features

0
Property Type
Commercial

Additional Details

StatusActive
Listed Date3/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size27.06 × 86 Feet
CountyWellington
Annual Tax$3,600
Legal DescriptionPT LT 7 BLK C PL 150 STRANGE'S SURVEY ROCKWOOD ERAMOSA AS IN ROS524365; T/W ROS524365; GUELPH-ERAMOSA

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingNo

Features

Property Features

Interior Features

Security Features

No

Community Features

Greenbelt/Conservation

Location

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122 MAIN Street, Guelph/Eramosa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 122 MAIN Street S, Guelph/Eramosa, ON N0B 2K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph/Eramosa.

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Interest Rate5.25%
Down Payment$64,900 (7.2%)
* Minimum Canadian down payment required for this price is $64,900.
Amortization Period25 Years
Estimated Monthly Payment$4,971Based on a loan of $834,100 over 25 years.
Purchase Price$899,000
Loan Amount$834,100
Provincial Land Transfer Tax:$14,455
Total Estimated Closing Taxes:$14,455

About Purchasing a Home in Guelph/Eramosa, ON

For a property listed at $899,000 in Guelph/Eramosa, the legal minimum down payment is $64,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,455 for this transaction. As this listing is in Guelph/Eramosa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rockwood, Guelph/Eramosa.

Verified Local Data
City Population13,925
City Median Age42.8 Yrs
City Ownership90% Owners
Avg Area List Price$1,061,852

People & Families

Age Distribution

Household Composition

One-person households
14%
Families with children
52%
Couples without children
32%
Other households
2%

Top Ethnic Origins

English32%
Canadian26%
Scottish24%
Irish23%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied90%
Rented10%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.