540 Sutor Road, Haldimand, ON

$929,000
MLS#:X12113202
4 beds
2 baths
1500-2000 sqft
16.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Haldimand. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $929,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 233.89 x 193.88 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 16.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Air Exchanger, Central Vacuum, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via oil

Description

Experience serene country living in this private setting on a 1-acre, tastefully landscaped lot surrounded by farm fields with no visible neighbors. This property features a custom-built ranch-style bungalow with 3 or 4 bedrooms and approximately 1823 sqft on the main floor, plus a finished lower level. An attached 2-1/2 car garage complements the home, along with a remarkable 20 x 40 foot detached workshop equipped with in-floor radiant heating, 100-amp electrical service, and a substantial storage loft. The main floor includes a formal living room with a wood fireplace and bay window, a master bedroom with a walk-in closet and a 4-piece ensuite featuring a corner whirlpool tub, and a main floor laundry adjacent to a 3-piece guest bathroom. The bright eat-in oak kitchen boasts high-end stainless-steel appliances, an island, a pantry, granite and butcher block countertops. A sunroom addition with a heated tile floor, cathedral ceiling with fan, and skylights leads to an outdoor patio that features a built-in BBQ accented with stone. The lower level offers a family room with a custom oak bar area, a games room with pool table, a hobby room or 4th bedroom (no window), utility/storage space, and a large cold room beneath the covered concrete front porch. The park-like treed yard includes raised perennial beds with a rock garden, interlock brick walkways, a concrete patio, and a winding paved driveway lined with hedgerows providing ample parking for vehicles and RVs. This ideal country setting is located approximately 45 minutes south of Hamilton and just 10 minutes from Cayuga or Dunnville near Lake Erie and the Grand River. This property is ideal for large families, nature lovers and home-based businesses.

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Property Summary

This detached home located at 540 Sutor Road, Haldimand is currently for sale and has been available on SousaSells for 443 days. This property is listed at $929,000 with an estimated mortgage of $3,092* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 540 Sutor Road, Haldimand is in the Haldimand neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 26, 2025
Sold price information is available to members only
Listed Date4/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Stone
BasementFinished, Full
Lot Size233.89 × 193.88 Feet
CountyHaldimand
Annual Tax$4,875
Legal DescriptionPT LT 24 CON 4 SOUTH CAYUGA AS IN HC219985; HALDIMAND COUNTY

Parking & Garage

Parking Spaces16.0
Garage Spaces10
Garage TypeDetached

Heating & Cooling

Heat SourceOil
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Air Exchanger, Central Vacuum, Sump Pump, Water Heater Owned, Workbench

Security Features

Community Features

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Location

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540 Sutor Road, Haldimand, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 540 Sutor Road, Haldimand, ON N0A 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Haldimand.

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Interest Rate4.00%
Down Payment$278,700 (30.0%)
* Minimum Canadian down payment required for this price is $67,900.
Amortization Period30 Years
Estimated Monthly Payment$3,092Based on a loan of $650,300 over 30 years.
Purchase Price$929,000
Loan Amount$650,300
Provincial Land Transfer Tax:$15,055
Total Estimated Closing Taxes:$15,055

About Purchasing a Home in Haldimand, ON

For a property listed at $929,000 in Haldimand, the legal minimum down payment is $67,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,055 for this transaction. As this listing is in Haldimand (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,055.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Haldimand, Haldimand.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$842,628

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Seneca Central
Public2767 Haldimand Road 9, Ontario, N0A 1R0
3.7

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.