123 Mill Street, Halton Hills, ON

$995,000
MLS#:W13603854
5 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
123 Mill Street W, Halton Hills, ON L7G 2C7

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 1045 - AC Acton. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $995,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 98.28 x 49.95 ft lot
  • Features a apartment, separate entrance, finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 123 Mill Street West, a beautifull with walkout basement apartment, situated on a quiet and desirable street. The main level features three spacious bedrooms, two updated bathrooms, gleaming hardwood floors, a modern kitchen, and a stylish electric fireplace. The refined finishes and generous natural light contribute to a welcoming ambiance characterized by warmth and natural elegance. Steps from Fairy Lake and Saint Joseph Elementary School, this home offers an ideal blend of comfort, convenience, and natural beauty. The fully finished walkout basement includes a self-contained two-bedroom apartment, providing excellent potential for rental income or use as a private in-law suite. Surrounded by nature yet conveniently close to shopping, amenities, and everyday necessities, this property offers the best of both worlds. Ample parking space further enhances the home's practicality and appeal.

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Property Summary

This detached home located at 123 Mill Street, Halton Hills is currently for sale and has been available on SousaSells for 13 days. This property is listed at $995,000 with an estimated mortgage of $3,312* per month. It has 5 beds, 3 bathrooms, and is 1100-1500 square feet. 123 Mill Street, Halton Hills is in the 1045 - AC Acton neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 1045 - AC Acton, Halton Hills.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 1045 - AC Acton, Halton Hills.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementApartment, Separate Entrance, Finished with Walk-Out
Lot Size98.28 × 49.95 Feet
CountyHalton
Annual Tax$3,745.55
Legal DescriptionLot 24,Plan M140

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 123 Mill Street, Halton Hills, ON

Q.What is the asking price for 123 Mill Street, Halton Hills, ON ?

The current listing price for 123 Mill Street, Halton Hills, ON in 1045 - AC Acton, Halton Hills is $995,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 123 Mill Street, Halton Hills, ON ?

123 Mill Street, Halton Hills, ON is a Detached (Bungalow) featuring a Apartment, Separate Entrance, Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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123 Mill Street, Halton Hills, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 123 Mill Street W, Halton Hills, ON L7G 2C7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Halton Hills.

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Interest Rate4.00%
Down Payment$298,500 (30.0%)
* Minimum Canadian down payment required for this price is $74,500.
Amortization Period30 Years
Estimated Monthly Payment$3,312Based on a loan of $696,500 over 30 years.
Purchase Price$995,000
Loan Amount$696,500
Provincial Land Transfer Tax:$16,375
Total Estimated Closing Taxes:$16,375

About Purchasing a Home in Halton Hills, ON

For a property listed at $995,000 in Halton Hills, the legal minimum down payment is $74,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,375 for this transaction. As this listing is in Halton Hills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,375.

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1045 - AC Acton, Halton Hills Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 1045 - AC Acton, Halton Hills.

Verified Local Data
City Population62,953
City Median Age40.8 Yrs
City Ownership85% Owners
Avg Area List Price$1,190,862

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
50%
Couples without children
28%
Other households
4%

Top Ethnic Origins

English30%
Canadian28%
Scottish22%
Irish21%

Best Schools in 1045 - AC Acton, Halton Hills

Elementary Schools

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Secondary Schools

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1045 - AC Acton, Halton Hills Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied85%
Rented15%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.