130 Cumberland Avenue, Hamilton, ON

$774,900
MLS#:X12139580
4 beds
3 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of St. Clair. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $774,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 24 x 90 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled just beneath the escarpment on a quiet corner, this stunning character home blends timeless charm with modern luxury. From the moment you arrive, youre greeted by a beveled glass entry, rich inlaid hardwood floors, and a striking stone gas fireplace that sets the tone for the warm and spacious interior. The main floor offers an inviting living room, a formal dining room perfect for entertaining, and a fully renovated kitchen featuring sleek stainless steel appliances, quartz countertops, and custom cabinetry. Upstairs, youll find three generous bedrooms, each with ample closet space, and a spa-inspired bathroom complete with a glass shower and elegant finishes. But the true showstopper lies just one more level up. The top-floor primary suite is a dream come true. With its double vanity, freestanding floating tub, and an oversized glass shower, this bathroom is a masterpiece that will leave you breathless. The bonus? A beautifully finished basement with a large rec room, second kitchen, and yet another spa-like 3 piece bath with a glass corner shower, perfect for guests or in-laws. Situated on a landscaped, fully fenced corner lot with a detached single garage, this home offers nothing to do but move in and enjoy. Character, charm, updates, space, and a touch of nature, this is a true gem you wont want to miss!

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Property Summary

This detached home located at 130 Cumberland Avenue, Hamilton is currently for sale and has been available on SousaSells for 433 days. This property is listed at $774,900 with an estimated mortgage of $2,579* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 130 Cumberland Avenue, Hamilton is in the St. Clair neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 30, 2025
Sold price information is available to members only
Listed Date5/9/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick
BasementFull
Lot Size24 × 90 Feet
CountyHamilton
Annual Tax$5,355.76
Legal DescriptionPT LTS 28 & 29, PL 204 , AS IN HL29792 ; HAMILTON

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Interior Features

Other, Water Heater

Security Features

Community Features

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Location

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130 Cumberland Avenue, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 130 Cumberland Avenue, Hamilton, ON L8M 1Z3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate4.00%
Down Payment$232,470 (30.0%)
* Minimum Canadian down payment required for this price is $52,490.
Amortization Period30 Years
Estimated Monthly Payment$2,579Based on a loan of $542,430 over 30 years.
Purchase Price$774,900
Loan Amount$542,430
Provincial Land Transfer Tax:$11,973
Total Estimated Closing Taxes:$11,973

About Purchasing a Home in Hamilton, ON

For a property listed at $774,900 in Hamilton, the legal minimum down payment is $52,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,973 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Clair, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$773,246

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Adelaide Hoodless
Public71 Maplewood Avenue, Blakeley, Hamilton, Ontario, L8M 1W7
6.8
Sacred Heart
Public5 Hamilton Avenue, Eastmount, Hamilton, Ontario, L8V 2S3
7.2
Notre-Dame
Public400 Cumberland Avenue, Blakeley, Hamilton, Ontario, L8M 2A2
3.8
Cathy Wever
Public160 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 5V7
2.1
Prince of Wales
Public77 Melrose Avenue North, Stipeley, Hamilton, Ontario, L8L 6X4
3.9

Secondary Schools

Cathedral
Public30 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 8H5
4.6
Bernie Custis
Public1055 King Street East, Stipeley, Hamilton, Ontario, L8M 1C3
2.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.