14 Ruth Street, Hamilton, ON
Property no longer active
This property was sold on January 10, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Central. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $589,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Premium 25 x 129 ft lot size
- Features a unfinished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Carpet Free
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 14 Ruth Street! This centrally located 2.5 storey detached brick home has just over 1500 square feet of living space, a fenced in backyard & large double car garage! This beautifully renovated home is completely move in ready - the open concept main floor has a bright & spacious family and dining room that leads to the kitchen which features quartz countertops & centre island, tons of cupboard/storage space & all new kitchen appliances (2024). The main floor is complete with a renovated bathroom, flex space with bench seating & a back walk out door leading to a deck & private backyard. The second level has 3 spacious bedrooms & a second full bathroom that is also renovated. On the third floor is a large finished loft space that can be used as a primary bedroom or another family/great room. Other features of this home include a separate side entrance that leads directly to the clean unfinished basement that is awaiting your finishing touches. The location is extremely convenient - with a park that is only a minutes walk away, churches, shopping, highway access, Tim Horton's field, countless renowned restaurants, & the wonderful Bayfront park on the water. Book your showing today & come see this wonderful home for yourself! Washer/dryer (2023)
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Property Summary
This detached home located at 14 Ruth Street, Hamilton is currently for sale and has been available on SousaSells for 646 days. This property is listed at $589,000 with an estimated mortgage of $1,961* per month. It has 4 beds, 2 bathrooms, and is unknown square feet. 14 Ruth Street, Hamilton is in the Central neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 14 Ruth Street, Hamilton, ON L8L 6P9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Hamilton, ON
For a property listed at $589,000 in Hamilton, the legal minimum down payment is $33,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,255 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.