181 Napier Street, Hamilton, ON

$899,900
MLS#:X12012910
4 beds
3 baths
1100-1500 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Strathcona. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 24 x 132 ft lot
  • Features a finished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

As Seen on HGTV! This stunning, fully renovated Victorian in Strathcona blends historic charm with modern convenience. Over 1600 total sq ft, featuring 4 bedrooms, 3 bathrooms, and exquisite craftsmanship, this home is a true showpiece. Step into the grand foyer and be captivated by rich hardwood floors, deep oak trim, and elegant crown mouldings. The bright and spacious living and dining rooms are bathed in natural light, creating a warm, inviting atmosphere. The charming eat-in kitchen boasts ample storage, a large pantry, and sunlit windows overlooking the beautifully landscaped backyard, a serene retreat perfect for entertaining. A fully finished lower-level suite with a separate entrance offers incredible income potential, currently operating as a successful Airbnb ($32K in 2024). Modern updates include 200-amp electrical service, copper plumbing and central air, ensuring a move-in-ready experience. Located just minutes from Highway 403, this home is perfect for commuters and offers an amazing walk score, with shops, parks, and dining nearby. Don't miss this rare opportunity! RSA

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Property Summary

This detached home located at 181 Napier Street, Hamilton is currently for sale and has been available on SousaSells for 492 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 181 Napier Street, Hamilton is in the Strathcona neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 10, 2025
Sold price information is available to members only
Listed Date3/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished, Walk-Out
Lot Size24 × 132 Feet
CountyHamilton
Annual Tax$5,453
Legal DescriptionPT LT 11 BLOCK 2 RANGE 2 PL 1435 (AKA JAMES MILLS SURVEY BTN KING ST, RAY ST, NAPIER ST, PEARL ST) AS IN CD83710; CITY OF HAMILTON

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Library, Place Of Worship, Rec./Commun.Centre, School

Interior Features

In-Law Suite

Security Features

Community Features

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Location

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181 Napier Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 181 Napier Street, Hamilton, ON L8R 1S6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,970 (30.0%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period30 Years
Estimated Monthly Payment$2,995Based on a loan of $629,930 over 30 years.
Purchase Price$899,900
Loan Amount$629,930
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Hamilton, ON

For a property listed at $899,900 in Hamilton, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Strathcona, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$647,737

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Hess Street
Public107 Hess Street North, Central, Hamilton, Ontario, L8R 2T1
5.4
Dr. J. Edgar Davey
Public99 Ferguson Avenue North, Beasley, Hamilton, Ontario, L8R 1L6
1.9
Bennetto
Public47 Simcoe Street East, North End East, Hamilton, Ontario, L8L 3N2
3.3
St Lawrence's
PublicMary Street, North End East, Hamilton, Ontario, L8L 3X3
4.8
Queen Victoria
Public166 Forest Avenue, Corktown, Hamilton, Ontario, L8N 0A5
2.7

Secondary Schools

St. Mary’s
Catholic146 Park Street North, Central, Hamilton, Ontario, L8R 2N2
7.2
Georges-P-Vanier
Public100 Macklin Street North, Westdale North, Hamilton, Ontario, L8S 3S1
7.1
Cathedral
Public30 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 8H5
4.6
Westdale
Public700 Main Street West, Westdale South, Hamilton, Ontario, L8S 1A5
6.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.