Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Delta. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $639,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to Your Next Chapter in Comfort and Charm! Step into this spacious and sun-filled home that perfectly blends original character with modern ease. From the moment you arrive, you'll be captivated by its classic charm, from the beautiful stained glass windows to the rich oak hardwood floors that flow throughout the main level. The open-concept kitchen and dining area, complete with a functional island and full formal dining room, make it perfect for entertaining or cozy family meals. Upstairs, you'll find two generously sized bedrooms with ample closet space and a large, 4-piece bathroom. The finished loft/attic offers a flexible bonus space ideal as a third bedroom, home office, or creative retreat. A convenient side entrance leads to the partially finished basement, featuring approximately 6-foot ceilings, perfect for storage, hobbies, or future finishing potential. Enjoy morning coffee or evening relaxation surrounded by lush gardens in the tranquil backyard, while the front driveway provides easy, stress-free parking. Located on the quiet side of 'Ottawa St S' with beautiful escarpment views, this home is a peaceful haven just minutes from city amenities. Freshly painted and meticulously maintained, with recent updates to the furnace and central air (approx 2019)simply move in and start enjoying the warmth and character of this truly special home.
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This detached home located at 192 Ottawa Street, Hamilton is currently for sale and has been available on SousaSells for 429 days. This property is listed at $639,000 with an estimated mortgage of $2,127* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 192 Ottawa Street, Hamilton is in the Delta neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Park, Public Transit, School
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Data-driven valuation for 192 Ottawa Street S, Hamilton, ON L8K 2E6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.
About Purchasing a Home in Hamilton, ON
For a property listed at $639,000 in Hamilton, the legal minimum down payment is $38,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,255 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.