192 Ottawa Street, Hamilton, ON

$639,000
MLS#:X12144187
3 beds
1 baths
1100-1500 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Delta. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $639,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 30 x 115.83 ft lot
  • Features a full, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Your Next Chapter in Comfort and Charm! Step into this spacious and sun-filled home that perfectly blends original character with modern ease. From the moment you arrive, you'll be captivated by its classic charm, from the beautiful stained glass windows to the rich oak hardwood floors that flow throughout the main level. The open-concept kitchen and dining area, complete with a functional island and full formal dining room, make it perfect for entertaining or cozy family meals. Upstairs, you'll find two generously sized bedrooms with ample closet space and a large, 4-piece bathroom. The finished loft/attic offers a flexible bonus space ideal as a third bedroom, home office, or creative retreat. A convenient side entrance leads to the partially finished basement, featuring approximately 6-foot ceilings, perfect for storage, hobbies, or future finishing potential. Enjoy morning coffee or evening relaxation surrounded by lush gardens in the tranquil backyard, while the front driveway provides easy, stress-free parking. Located on the quiet side of 'Ottawa St S' with beautiful escarpment views, this home is a peaceful haven just minutes from city amenities. Freshly painted and meticulously maintained, with recent updates to the furnace and central air (approx 2019)simply move in and start enjoying the warmth and character of this truly special home.

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Property Summary

This detached home located at 192 Ottawa Street, Hamilton is currently for sale and has been available on SousaSells for 429 days. This property is listed at $639,000 with an estimated mortgage of $2,127* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 192 Ottawa Street, Hamilton is in the Delta neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 23, 2025
Sold price information is available to members only
Listed Date5/12/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick, Other
BasementFull, Walk-Out
Lot Size30 × 115.83 Feet
CountyHamilton
Annual Tax$3,659.45
Legal DescriptionLT 4, PL 554 ; HAMILTON

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Public Transit, School

Interior Features

Water Heater

Security Features

Community Features

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Location

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192 Ottawa Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 192 Ottawa Street S, Hamilton, ON L8K 2E6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$191,700 (30.0%)
* Minimum Canadian down payment required for this price is $38,900.
Amortization Period30 Years
Estimated Monthly Payment$2,127Based on a loan of $447,300 over 30 years.
Purchase Price$639,000
Loan Amount$447,300
Provincial Land Transfer Tax:$9,255
Total Estimated Closing Taxes:$9,255

About Purchasing a Home in Hamilton, ON

For a property listed at $639,000 in Hamilton, the legal minimum down payment is $38,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,255 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,255.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Delta, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$710,768

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St John the Baptist
Public115 London Street South, Delta East, Hamilton, Ontario, L8K 2G6
5.8
Queen Mary
Public1292 Cannon Street East, Crown Point East, Hamilton, Ontario, L8H 1V6
3.9
Holy Name of Jesus
Public181 Belmont Avenue, Crown Point West, Hamilton, Ontario, L8L 7M5
4.0
W H Ballard
Public801 Dunsmure Road, Homeside, Hamilton, Ontario, L8H 1H9
3.7
Highview
Public1040 Queensdale Avenue East, Sunninghill, Hamilton, Ontario, L8T 1J4
4.5

Secondary Schools

Sherwood
Public25 High Street, Sherwood, Hamilton, Ontario, L8T 3Z4
4.4
Bernie Custis
Public1055 King Street East, Stipeley, Hamilton, Ontario, L8M 1C3
2.2
Sir Winston Churchill
Public1715 Main Street East, Normanhurst, Hamilton, Ontario, L8H 1E3
2.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.