195 Catharine Street, Hamilton, ON
Property Highlights
Welcome to this remarkable 2 1/2 Storey semi-detached located in the coveted neighborhood of Beasley. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 17.91 x 109.8 ft lot
- Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 0.0 total parking spaces available
- Notable attributes: Floor Drain
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Charming Brick semi detached home just steps from vibrant James St N! This well-maintained property features numerous updates including 3/4 copper water line, a newer roof (2019) and furnace (2020) for peace of mind. The bright and sunny third bedroom is tucked away in the finished loft ideal as a cozy retreat or creative space. The main floor offers separate living and dining space. The kitchen opens onto the deck, perfect for entertaining, and leads to a deep, private, fully fenced backyard with a shed and dedicated entertaining area. Inside, you'll find a full-height basement with excellent storage potential, or the perfect canvas for a home gym or office. Enjoy morning coffee on the covered front porch and the convenience of being walking distance to shops, restaurants, and transit. 12 minute walk to the Go Station.
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Property Summary
This detached home located at 195 Catharine Street, Hamilton is currently for sale and has been available on SousaSells for 448 days. This property is listed at $450,000 with an estimated mortgage of $1,498* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 195 Catharine Street, Hamilton is in the Beasley neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Property History
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 195 Catharine Street N, Hamilton, ON L8L 4S4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Hamilton, ON
For a property listed at $450,000 in Hamilton, the legal minimum down payment is $22,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,475 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.