195 Wilson Street, Hamilton, ON

$974,000
MLS#:X12098157
2 beds
4 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Ancaster. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $974,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 68.11 x 70.5 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to a charming 1.5-storey freehold home tucked on a quiet Laneway condo laneway in one of Ancaster's most welcoming communities. Enjoy a low-maintenance lifestyle with boutique shops, restaurants, golf, conservation trails, and highway access all just a short walk away. This bright, airy home exudes pride of ownership and thoughtful design throughout. Step inside to 9-foot ceilings, an open eat-in kitchen, cozy gas fireplace, main floor laundry, 2 piece bath, and direct garage access. A vaulted-ceiling bonus room adds flexibility - perfect as a den, dining room, office, or a bedroom. Upstairs, rich walnut floors lead to 2 spacious bedrooms and 2 full baths, including a beautifully modernized ensuite. The fully finished basement adds versatile living space with a full bathroom - ideal for guests, hobbies, or relaxing movie nights, and offers a full bath. Outside, updated aggregate concrete surrounds the home, while a newer composite deck (2022) off the kitchen makes entertaining and BBQing effortless. A private patio area adds even more charm. The attached double garage offers functionality with ease. 1,665 sq ft plus 830 sq ft of finished basement space. $150/month covers snow removal, lighting, maintenance of laneway gardens, gardens, and garage remote. All Kitec plumbing has been replaced. Includes 2023 stove, microwave, dishwasher, washer, and dryer.

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Property Summary

This detached home located at 195 Wilson Street, Hamilton is currently for sale and has been available on SousaSells for 448 days. This property is listed at $974,000 with an estimated mortgage of $3,242* per month. It has 2 beds, 4 bathrooms, and is 1500-2000 square feet. 195 Wilson Street, Hamilton is in the Ancaster neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 9, 2025
Sold price information is available to members only
Listed Date4/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementFinished, Full
Lot Size68.11 × 70.5 Feet
CountyHamilton
Annual Tax$6,295
Legal DescriptionUNIT 1, LEVEL 1, WENTWORTH VACANT LAND CONDOMINIUM PLAN NO. 409 AND ITS APPURTENANT INTEREST. THE DESCRIPTION OF THE CONDOMINIUM PROPERTY IS : PT LT 41 CON 3 ANCASTER, PTS 1 & 2 ON 62R17537; S/T ASSET OUT IN SCHEDULE "A" OF DECLARATION WE419074; CITY OF HAMILTON

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote

Security Features

Community Features

Location

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195 Wilson Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 195 Wilson Street W 1, Hamilton, ON L9G 1N4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$292,200 (30.0%)
* Minimum Canadian down payment required for this price is $72,400.
Amortization Period30 Years
Estimated Monthly Payment$3,242Based on a loan of $681,800 over 30 years.
Purchase Price$974,000
Loan Amount$681,800
Provincial Land Transfer Tax:$15,955
Total Estimated Closing Taxes:$15,955

About Purchasing a Home in Hamilton, ON

For a property listed at $974,000 in Hamilton, the legal minimum down payment is $72,400 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,955 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,955.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ancaster, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,414,890

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Vincent de Paul
Public295 Greencedar Drive, Gurnett, Hamilton, Ontario, L9C 7M9
7.2
Gordon Price
Public11 Guildwood Drive, Gurnett, Hamilton, Ontario, L9C 7K2
3.6
St Teresa of Avila
Public171 San Remo Drive, Mountview, Hamilton, Ontario, L9C 6P8
4.9
Mountview
Public59 Karen Crescent, Mountview, Hamilton, Ontario, L9C 5M5
5.6
St Thérèse of Lisieux
Public1760 Garth Street, Carpenter, Hamilton, Ontario, L9B 2X5
7.1

Secondary Schools

Sir Allan MacNab
Public145 Magnolia Drive, Fessenden, Hamilton, Ontario, L9C 5P4
3.8
St. Thomas More
Catholic1045 Upper Paradise Road, Falkirk East, Hamilton, Ontario, L9B 2N4
6.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.