197 Charlotte Street, Hamilton, ON

$669,900
MLS#:X8483138
2 beds
2 baths
700-1100 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Rosedale. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $669,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 40 x 102 ft lot
  • Features a full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Capability, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Step into this charming brick raised bungalow nestled in Hamilton's coveted Rosedale neighbourhood, a true gem of pride of ownership. This impeccably maintained home boasts 2 bedrooms and two bathrooms, highlighted by a fully updated open concept main level featuring new cabinets adorned with quartz counters, stainless steel appliances, a functional island, and gleaming hardwood floors throughout, all bathed in abundant natural light.Descend to the lower level and discover a spacious finished rec room, complete with a second kitchen, laundry room, and a convenient 3-piece bathroom. Perfect for potential in-law or rental opportunities, the space offers a separate side entrance and expansive windows for ample natural light.Outside, unwind on the concrete patio within your fully fenced and beautifully landscaped backyard, complete with a sizable vegetable garden. Ample parking is available on the concrete driveway, complemented by a detached garage for additional storage.Located mere steps from Rosedale Arena and park, King's Forest Golf Course, and the Hamilton Rail Trail, this home offers both convenience and charm in one of Hamilton's most sought-after neighborhoods

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Property Summary

This detached home located at 197 Charlotte Street, Hamilton is currently for sale and has been available on SousaSells for 748 days. This property is listed at $669,900 with an estimated mortgage of $2,230* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 197 Charlotte Street, Hamilton is in the Rosedale neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 16, 2024
Sold price information is available to members only
Listed Date6/27/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionAluminum Siding, Brick
BasementFull, Separate Entrance
Lot Size40 × 102 Feet
CountyHamilton
Annual Tax$4,086.63
Legal DescriptionPT LT 34 & 35, PL 630 , AS IN AB350741

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Park, Place Of Worship, Public Transit, School

Interior Features

Auto Garage Door Remote, In-Law Capability, On Demand Water Heater

Security Features

Smoke Detector

Community Features

Location

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197 Charlotte Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 197 Charlotte Street, Hamilton, ON L8K 4V7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$200,970 (30.0%)
* Minimum Canadian down payment required for this price is $41,990.
Amortization Period30 Years
Estimated Monthly Payment$2,230Based on a loan of $468,930 over 30 years.
Purchase Price$669,900
Loan Amount$468,930
Provincial Land Transfer Tax:$9,873
Total Estimated Closing Taxes:$9,873

About Purchasing a Home in Hamilton, ON

For a property listed at $669,900 in Hamilton, the legal minimum down payment is $41,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,873 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rosedale, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$709,415

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Viscount Montgomery
Public1525 Lucerne Avenue, Glenview West, Hamilton, Ontario, L8K 1R3
6.6
St Luke
Public345 Albright Road, Red Hill, Hamilton, Ontario, L8K 6N3
5.8
Pavillon de la jeunesse
Public105 High Street, Sherwood, Hamilton, Ontario, L8T 3Z4
5.4
W H Ballard
Public801 Dunsmure Road, Homeside, Hamilton, Ontario, L8H 1H9
3.7
Sir Wilfrid Laurier
Public70 Albright Road, Vincent, Hamilton, Ontario, L9H 0A3
3.9

Secondary Schools

Sherwood
Public25 High Street, Sherwood, Hamilton, Ontario, L8T 3Z4
4.4
Sir Winston Churchill
Public1715 Main Street East, Normanhurst, Hamilton, Ontario, L8H 1E3
2.4
Glendale
Public145 Rainbow Drive, Corman, Hamilton, Ontario, L8K 4G1
4.6
Mère-Teresa
Public50 Lisgar Court, Lisgar, Hamilton, Ontario, L8T 4Y4
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.