20 Gertrude Street, Hamilton, ON
Property no longer active
This property was sold on December 31, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Crown Point. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $474,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 37 x 100 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: None
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 20 Gertrude Street in Crown Point North - a charming, move-in-ready 1.5-storey home set on a generous 100-foot-deep lot. The main floor offers a bright, comfortable flow with a cozy living area, dining space, updated kitchen, convenient main-floor bedroom, laundry, and a handy mudroom. Head upstairs to find two spacious bedrooms and a full 4-piece bathroom. The fully finished basement is a fantastic bonus, offering a completely separate in-law suite with its own bedroom, full bath, kitchen, laundry, and living area - perfect for multi-generational living or as a mortgage helper. The basement was previously rented at $1,450/month. The upstairs unit is currently tenanted at $2,600/month, and the tenants are willing to stay. Many significant improvements have been made over the last five years; a few to note include a high-efficiency furnace (2025, with a 5-year warranty), roof (2021), weeping tile (2024, with a lifetime warranty), fresh paint and flooring (2022), sump pump (2024), and upgraded PEX plumbing. Outside, enjoy a roomy deck and gazebo - ideal for weekend BBQs and relaxed family evenings. Priced to sell - book your showing today!
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Property Summary
This detached home located at 20 Gertrude Street, Hamilton is currently for sale and has been available on SousaSells for 400 days. This property is listed at $474,999 with an estimated mortgage of $1,581* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 20 Gertrude Street, Hamilton is in the Crown Point neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 20 Gertrude Street, Hamilton, ON L8L 4B8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Hamilton, ON
For a property listed at $474,999 in Hamilton, the legal minimum down payment is $23,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,975 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.