20 Ramsgate Drive, Hamilton, ON

$699,990
MLS#:X12098001
4 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 26, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Stoney Creek. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $699,990 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 57.67 x 110 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Meticulously Maintained 2-Storey Home in Prestigious Cherry Heights A Rare Find! Welcome to this lovingly cared-for 2-storey home, nestled in the heart of the highly desirable Cherry Heights neighbourhood in Stoney Creek. Owned by the same family since day one, this rare gem showcases true pride of ownership throughout. Boasting 4 spacious bedrooms, 1 full bathroom, and 1 convenient half bath, this home offers plenty of space for growing families. The finished basementwith private access from the single-car garageadds valuable flexibility for additional living space, a home office, or potential in-law suite. Step outside to a large backyard, perfect for entertaining, gardening, or enjoying quiet evenings in your private outdoor space. Ideally located just minutes from shopping, restaurants, and everyday amenities, with quick and easy highway accessmaking it perfect for commuters heading to the GTA or Niagara. Families will love being within walking distance of excellent public and Catholic schools. Don't miss your chance to own this rare and timeless property in one of Stoney Creeks most prestigious communities. Homes like this dont come around often!

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Property Summary

This detached home located at 20 Ramsgate Drive, Hamilton is currently for sale and has been available on SousaSells for 450 days. This property is listed at $699,990 with an estimated mortgage of $2,330* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 20 Ramsgate Drive, Hamilton is in the Stoney Creek neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 26, 2025
Sold price information is available to members only
Listed Date4/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Aluminum Siding
BasementFinished, Full
Lot Size57.67 × 110 Feet
CountyHamilton
Annual Tax$4,384
Legal DescriptionLT 24, PL 1318 ; S/T AB3384,HL335647 STONEY CREEK CITY OF HAMILTON

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Place Of Worship, Public Transit, School

Interior Features

Central Vacuum, Other

Security Features

Community Features

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Location

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20 Ramsgate Drive, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Ramsgate Drive, Hamilton, ON L8G 3V5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,997 (30.0%)
* Minimum Canadian down payment required for this price is $44,999.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,993 over 30 years.
Purchase Price$699,990
Loan Amount$489,993
Provincial Land Transfer Tax:$10,475
Total Estimated Closing Taxes:$10,475

About Purchasing a Home in Hamilton, ON

For a property listed at $699,990 in Hamilton, the legal minimum down payment is $44,999 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,475 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stoney Creek, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$906,563

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Agnes
Public80 Colcrest Street, Riverdale East, Hamilton, Ontario, L8E 3Y8
5.5
St David
Public33 Cromwell Crescent, Greenford, Hamilton, Ontario, L8G 2E9
5.4
Hillcrest
Public40 Eastwood Street, Mcquesten East, Hamilton, Ontario, L8H 6R7
5.4
Sir Wilfrid Laurier
Public70 Albright Road, Vincent, Hamilton, Ontario, L9H 0A3
3.9
St Luke
Public345 Albright Road, Red Hill, Hamilton, Ontario, L8K 6N3
5.8

Secondary Schools

Glendale
Public145 Rainbow Drive, Corman, Hamilton, Ontario, L8K 4G1
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.