Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Dundas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $799,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to this truly turn-key bungalow backing directly onto lush greenspace in highly sought-after University Gardens - where privacy, lifestyle, and income potential come together effortlessly. Tucked into a quiet, family-oriented neighbourhood just minutes from shopping, transit, and everyday amenities, this home offers the perfect blend of quality construction, thoughtful updates, and exceptional versatility. Lovingly maintained, it features cove mouldings and a cozy wood-burning fireplace anchoring the bright, open living and dining area. Large vinyl windows flood the space with natural light, highlighting updated flooring. The main level offers three generous bedrooms and a beautifully renovated kitchen with stone countertops, stainless steel appliances, and abundant cabinetry - stylish, modern, and functional. The professionally finished lower level adds exceptional versatility with a spacious in-law suite complete with two large bedrooms, an eat-in kitchen, bright family room, and 3-piece bath - ideal for multi-generational living or added income. Step outside to your private, fully fenced backyard oasis, featuring an expansive deck and a serene greenspace backdrop with no rear neighbours - perfect for entertaining, relaxing, or enjoying peaceful outdoor living. A rare opportunity in University Gardens that is completely move-in ready and not to be missed.
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Fenced Yard, Hospital, Park, Public Transit, School, School Bus Route
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Data-driven valuation for 20 Shirley Street, Hamilton, ON L9H 4S3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.
About Purchasing a Home in Hamilton, ON
For a property listed at $799,900 in Hamilton, the legal minimum down payment is $54,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,473 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.