2104 Governors Road, Hamilton, ON

$1,195,000
MLS#:X13056772
5 beds
5 baths
2000-2500 sqft
18.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Rural Ancaster. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,195,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 5 Bathrooms with 3 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 135.03 x 212.17 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 18.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Unique Multi-Generational Home in Ancaster! Situated on an impressive 0.63-acre lot, this one-of-a-kind property offers exceptional space, versatility, and character. Perfect for multi-generational living, guest accommodations, or potential income opportunities, this remarkable home features two full in-law suites - each with its own kitchen, bathroom, and living area. The main level welcomes you with a bright and spacious living room showcasing panoramic windows, a formal dining area with a walkout to the oversized back deck, and a functional kitchen. This level also includes a full in-law suite with a private entrance, its own kitchen, living room, bedroom, bathroom, and laundry. Upstairs, you'll find a primary bedroom with a luxurious 5-piece ensuite, two additional bedrooms, and a 4-piece main bathroom. The lower level offers another complete in-law suite with a kitchen, living room, bedroom, and bathroom - ideal for extended family or guests. The unfinished basement provides ample storage, an additional 2-piece bathroom, and a second laundry area. Outside, enjoy a fully fenced backyard, mature trees, and a driveway with parking for up to 18 vehicles. The garage has been thoughtfully converted into an in-law suite, adding even more flexibility to the home's layout. Located just minutes from all city amenities yet surrounded by a peaceful, country-like setting, this extraordinary Ancaster property truly has it all. Book your showing today!

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Key Features

Bedrooms
5
Bathrooms
5
Kitchens
3
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/28/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionBrick
BasementFull, Partially Finished
Lot Size135.03 × 212.17 Feet
CountyHamilton
Annual Tax$6,018.87
Legal DescriptionPT LT 30, CON 1 ANCASTER , PART 2 , 62R1998 ; ANCASTER CITY OF HAMILTON

Parking & Garage

Parking Spaces18.0
Garage Spaces18
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

In-Law Suite

Security Features

Community Features

Location

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2104 Governors Road, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2104 Governors Road, Hamilton, ON L0R 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate5.25%
Down Payment$239,000 (20.0%)
* Minimum Canadian down payment required for this price is $239,000.
Amortization Period25 Years
Estimated Monthly Payment$5,697Based on a loan of $956,000 over 25 years.
Purchase Price$1,195,000
Loan Amount$956,000
Provincial Land Transfer Tax:$20,375
Total Estimated Closing Taxes:$20,375

About Purchasing a Home in Hamilton, ON

For a property listed at $1,195,000 in Hamilton, the legal minimum down payment is $239,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,375 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,375.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Ancaster, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$2,053,370

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.