228 Mill Street, Hamilton, ON

$1,785,000
MLS#:X12905174
4 beds
4 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterdown. Expertly crafted featuring premium board & batten and stone construction, this residence presents an exceptional opportunity offered at $1,785,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 58.31 x 100.95 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Remarkable circa-1890s home in the heart of Waterdown Village, thoughtfully expanded in 2010 with a substantial addition and attached double garage. This rare offering blends modern updates with timeless character, showcasing custom finishes and carefully preserved original details. The beautifully designed kitchen features quartz countertops, stainless steel appliances, a large island with prep sink, and refinished original plank flooring. Open to the dining area with a cozy gas fireplace, it creates an inviting space for both everyday living and entertaining. The main level also offers a spacious great room with custom built-in cabinetry, a second gas fireplace, and a walkout to the backyard, along with a powder room, mudroom, and convenient inside access to the garage. Upstairs, the home is uniquely configured with two separate wings, offering 4 bedrooms, 3 full bathrooms, a laundry area, and dedicated office space. The primary suite is a true retreat with a vaulted ceiling, oversized walk-in closet, updated flooring, and a 4-piece ensuite. A finished basement provides additional living space, while the fully fenced backyard is a private retreat featuring a deck with pergola and sunshade, hot tub, patio with gazebo, and a custom shed with workbench, tree fort, and potting shed below-ideal for relaxing or entertaining. Rich in history, the home was originally built in the 1890s and relocated in the 1920s, with deep roots in the community. Ideally located within walking distance to shops, restaurants, pubs, grocery stores, and everyday amenities, this home offers true village living. Enjoy local events like Waterdown's annual Ribfest, Santa Claus Parade, and nearby Memorial Park with its popular skating loop. Commuters will appreciate quick access to Aldershot GO Station and Hwy 403 (approx. 10-15 minutes). A truly special home in one of Waterdown's most sought-after, community-oriented neighbourhoods. Buyer to validate taxes for 2026.

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 27, 2026
Sold price information is available to members only
Listed Date3/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBoard & Batten , Stone
BasementPartially Finished
Lot Size58.31 × 100.95 Feet
CountyHamilton
Annual Tax$7,300.6
Legal DescriptionPCL 111-1, SEC M5 ; LT 111, PL M5 ; FLAMBOROUGH CITY OF HAMILTON

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Public Transit, School, Place Of Worship, Fenced Yard

Interior Features

Auto Garage Door Remote, Bar Fridge, Sump Pump, Water Heater Owned, Workbench

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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228 Mill Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 228 Mill Street N, Hamilton, ON L0R 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate5.25%
Down Payment$357,000 (20.0%)
* Minimum Canadian down payment required for this price is $357,000.
Amortization Period25 Years
Estimated Monthly Payment$8,510Based on a loan of $1,428,000 over 25 years.
Purchase Price$1,785,000
Loan Amount$1,428,000
Provincial Land Transfer Tax:$32,175
Total Estimated Closing Taxes:$32,175

About Purchasing a Home in Hamilton, ON

For a property listed at $1,785,000 in Hamilton, the legal minimum down payment is $357,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $32,175 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $32,175.

Nearby Listings

Distance:

No current listings found in Hamilton.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterdown, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$972,776

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

Guardian Angels
Public705 Centre Road, Waterdown, Hamilton, Ontario, L8N 2Z7
6.7
Flamborough Centre
Public922 Centre Road, Hamilton, Ontario, L8N 2Z7
6.0

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.