25 Elgin Street, Hamilton, ON

$929,900
MLS#:X12076888
4 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Waterdown. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $929,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 129.74 x 61.91 ft lot
  • Features a separate entrance, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to the heart of Waterdown! This solid brick & stone Bungalow is waiting for you to make it your own! Nestled on a quiet dead-end street in the centre of town, this home is just a short walk to restaurants, cafés, shops, and local favourites like Pane Fresco and Memorial Park - with greenspace, walking paths, a skating loop, and so much more! Convenient main floor living with 2 full bathrooms, including a rare ensuite in the spacious Primary Bedroom. The separate entrance to the partially finished lower level provides excellent potential for an in-law suite or additional living space. Enjoy a double-wide driveway, a fenced yard with room to garden & play, and multiple covered porches for morning coffee or evening chats. Come live in this community-oriented neighbourhood, rich in historic charm & mature trees, just minutes to Hwy 6, 403, 407, QEW & Aldershot GO.

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Property Summary

This detached home located at 25 Elgin Street, Hamilton is currently for sale and has been available on SousaSells for 461 days. This property is listed at $929,900 with an estimated mortgage of $3,095* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 25 Elgin Street, Hamilton is in the Waterdown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 21, 2025
Sold price information is available to members only
Listed Date4/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Stone
BasementSeparate Entrance, Partially Finished
Lot Size129.74 × 61.91 Feet
CountyHamilton
Annual Tax$5,716
Legal DescriptionPT LT 44 PL M5, BEING PT 3 ON 62R15837, FLAMBOROUGH ; CITY OF HAMILTON

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Fenced Yard, Golf, Greenbelt/Conservation, Park, Rec./Commun.Centre

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

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Location

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25 Elgin Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 25 Elgin Street, Hamilton, ON L0R 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$278,970 (30.0%)
* Minimum Canadian down payment required for this price is $67,990.
Amortization Period30 Years
Estimated Monthly Payment$3,095Based on a loan of $650,930 over 30 years.
Purchase Price$929,900
Loan Amount$650,930
Provincial Land Transfer Tax:$15,073
Total Estimated Closing Taxes:$15,073

About Purchasing a Home in Hamilton, ON

For a property listed at $929,900 in Hamilton, the legal minimum down payment is $67,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,073 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterdown, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,015,171

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Guardian Angels
Public705 Centre Road, Waterdown, Hamilton, Ontario, L8N 2Z7
6.7
Flamborough Centre
Public922 Centre Road, Hamilton, Ontario, L8N 2Z7
6.0

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.