25 Elgin Street, Hamilton, ON

$1,150,000
MLS#:X12375483
4 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 1, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Waterdown. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,150,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 129.74 x 61.91 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This beautifully renovated oversized bungalow and lot is set on a quiet dead-end street surrounded by mature trees and just steps from Grindstone Creek. Its the perfect place to come home to if youre looking for peace and privacy while still being close to everything you need. From the moment you walk in, youll notice how bright and welcoming the main floor feels. The open living and dining room has a stunning extended picture window that floods the space with natural light and offers a lovely view of the treed surroundings. New hardwood floors, pot lights, and an accent wall add both charm and style. The brand-new kitchen is modern and functional, with quartz countertops, a stylish backsplash, pot lights, and stainless-steel applianceseverything you need for everyday cooking or entertaining. The primary bedroom is a true retreat with its rare 3-piece ensuite, double closet, and walkout to a screened-in porch. Its the ideal spot to enjoy your morning coffee or relax in the evening. Two more generously sized bedrooms and a modern 4-piece bathroom complete the main level, making the home practical for families or guests. The separate entrance to the finished basement adds even more living space. Here youll find a large recreation room, family room, additional bedroom, and another 3-piece ensuite. Its a great setup for in-laws, extended family, or visitors who want privacy. Outside of the home, the location is hard to beat. Youre within walking distance of shops, restaurants, schools, and Memorial Park with its walking trails, skating loop, and vibrant community feel. For commuters, quick access to Hwy 6, 403, 407, QEW, and Aldershot GO makes travel easy. This home offers a quiet and private setting, a bright and open main floor with a beautiful extended window, and the rare benefit of an ensuite in the primary bedroommaking it a wonderful place to call home.

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Property Summary

This detached home located at 25 Elgin Street, Hamilton is currently for sale and has been available on SousaSells for 319 days. This property is listed at $1,150,000 with an estimated mortgage of $3,828* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 25 Elgin Street, Hamilton is in the Waterdown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 1, 2025
Sold price information is available to members only
Listed Date9/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Stone
BasementFinished, Full
Lot Size129.74 × 61.91 Feet
CountyHamilton
Annual Tax$5,972
Legal DescriptionPT LT 44 PL M5, BEING PT 3 ON 62R15837, FLAMBOROUGH ; CITY OF HAMILTON

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Interior Features

Auto Garage Door Remote

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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25 Elgin Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 25 Elgin Street, Hamilton, ON L0R 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate4.00%
Down Payment$345,000 (30.0%)
* Minimum Canadian down payment required for this price is $230,000.
Amortization Period30 Years
Estimated Monthly Payment$3,828Based on a loan of $805,000 over 30 years.
Purchase Price$1,150,000
Loan Amount$805,000
Provincial Land Transfer Tax:$19,475
Total Estimated Closing Taxes:$19,475

About Purchasing a Home in Hamilton, ON

For a property listed at $1,150,000 in Hamilton, the legal minimum down payment is $230,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,475 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterdown, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,015,171

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Guardian Angels
Public705 Centre Road, Waterdown, Hamilton, Ontario, L8N 2Z7
6.7
Flamborough Centre
Public922 Centre Road, Hamilton, Ontario, L8N 2Z7
6.0

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.