26 Ramsey Crescent, Hamilton, ON

$745,000
MLS#:X12687590
6 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 20, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Ainslie Wood. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $745,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 40 x 102.41 ft lot
  • Features a separate entrance, apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 26 Ramsey Cres, Hamilton. A great investment opportunity that's well taken care of, just minutes from McMaster University, or a turnkey family home with a ready-made in-law suite in a quiet, well-kept neighbourhood. This spacious property offers 6 total bedrooms, 2 full kitchens, 2 full bathrooms, and a separate side entrance providing access to both levels. The lower level previously operated as a self-contained 3-bedroom apartment, complete with its own kitchen, full bath, and laundry-perfect for rental income or multi-generational living. Enjoy private driveway parking for up to 2 vehicles plus available street parking. The home backs directly onto the scenic Rail Trail, and is only 2 minutes to Westdale Plaza, offering restaurants, groceries, and transit. Bright, well-maintained interior spaces and strong rental demand make this an ideal fit for investors or end users alike. Current rental income: $4,800/month. Leases end April 2026.

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Property Summary

This detached home located at 26 Ramsey Crescent, Hamilton is currently for sale and has been available on SousaSells for 187 days. This property is listed at $745,000 with an estimated mortgage of $2,480* per month. It has 6 beds, 2 bathrooms, and is 700-1100 square feet. 26 Ramsey Crescent, Hamilton is in the Ainslie Wood neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
6
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 20, 2026
Sold price information is available to members only
Listed Date1/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementSeparate Entrance, Apartment
Lot Size40 × 102.41 Feet
CountyHamilton
Annual Tax$5,791.06
Legal DescriptionLT 53, PL 1113; ANCASTER; CITY OF HAMILTON

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Fenced Yard, Place Of Worship, School, Rec./Commun.Centre

Interior Features

Primary Bedroom - Main Floor, Water Heater, In-Law Suite

Security Features

Community Features

Location

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26 Ramsey Crescent, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 Ramsey Crescent, Hamilton, ON L8S 2N2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$223,500 (30.0%)
* Minimum Canadian down payment required for this price is $49,500.
Amortization Period30 Years
Estimated Monthly Payment$2,480Based on a loan of $521,500 over 30 years.
Purchase Price$745,000
Loan Amount$521,500
Provincial Land Transfer Tax:$11,375
Total Estimated Closing Taxes:$11,375

About Purchasing a Home in Hamilton, ON

For a property listed at $745,000 in Hamilton, the legal minimum down payment is $49,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,375 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ainslie Wood, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$681,542

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Canadian Martyrs
Public1355 Main Street West, Ainslie Wood East, Hamilton, Ontario, L8S 4M7
3.2
Mountview
Public59 Karen Crescent, Mountview, Hamilton, Ontario, L9C 5M5
5.6
St Teresa of Avila
Public171 San Remo Drive, Mountview, Hamilton, Ontario, L9C 6P8
4.9
Holbrook
Public450 Sanatorium Road, Westcliffe West, Hamilton, Ontario, L9C 2B1
6.3
Chedoke
PublicWest 27th Street, Westcliffe East, Hamilton, Ontario, L9C 4Z5
4.5

Secondary Schools

Westdale
Public700 Main Street West, Westdale South, Hamilton, Ontario, L8S 1A5
6.7
Sir Allan MacNab
Public145 Magnolia Drive, Fessenden, Hamilton, Ontario, L9C 5P4
3.8
Georges-P-Vanier
Public100 Macklin Street North, Westdale North, Hamilton, Ontario, L8S 3S1
7.1
Westmount
Public39 Montcalm Drive, Rolston, Hamilton, Ontario, L9C 4B1
7.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.