27 Elm Street, Hamilton, ON

$659,000
MLS#:X12139803
4 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on June 5, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of St. Clair. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $659,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 27.5 x 117 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote
  • Efficient radiant heating via gas

Description

Discover incredible charm in this character-filled, spacious home! On this quiet, dead-end street, a large porch with southern exposure greets you. Orig hardwd flrs complemented by exquisite oak trim and baseboards speak to the homes timeless craftmanship. A welcoming grand foyer, featuring a solid oak staircase, sets a tone of classic elegance from the moment you arrive.Generous room sizes are a hallmark of this home. The spacious liv/rm w/gas fireplace (Nov 21) invites cozy evenings, while the formal din/rm is perfectly appointed for hosting memorable dinners with family and friends. Meal preparation becomes a breeze in the family-sized kitchen, designed for both functionality and connection. And just off the kitchen, a sunroom w/ breakfast nook and main-level deck beckons for casual family BBQs & creating cherished outdoor memories. Ascend to the 2nd level, where comfort meets character. 3 large bdrms provide restful retreats. The 4pc bath offers a touch of antique luxury with its classic claw foot tub, a perfect spot to unwind. Best of all, a rare walkout balcony awaits your private escape. Continue on to the huge loft where a lavish sized bedroom & a hobby room await.Versatility continues w/separate side entrance to the bsmt, rec/rm & a 3pc bath already in place, this space offers endless possibilities from a potential in-law suite or rental opportunity. For the hobbyist or aspiring mechanic, a truly rare bonus: a dbl car rear garage complete with hydro & a mechanics pit. Just steps from beautiful Gage Park.Enjoy peace of mind thanks to numerous updates: 95% high-eff IBC boiler (May 25), new garage shingles (May 25), and new architectural house shingles with a Limited Lifetime warranty (Apr 23). Plus, a whole home water filtration system (Dec 24). Opportunities like this dont last. To avoid disappointment and secure your future in this incredible property, act fast before I have to say SORRY its SOLD!

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Property Summary

This detached home located at 27 Elm Street, Hamilton is currently for sale and has been available on SousaSells for 432 days. This property is listed at $659,000 with an estimated mortgage of $2,194* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 27 Elm Street, Hamilton is in the St. Clair neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 5, 2025
Sold price information is available to members only
Listed Date5/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick, Vinyl Siding
BasementFinished, Separate Entrance
Lot Size27.5 × 117 Feet
CountyHamilton
Annual Tax$4,286
Legal DescriptionPT LTS 21 & 22, PL 439 , AS IN CD156272 ; HAMILTON

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

Cul de Sac/Dead End, Fenced Yard, Hospital, Level, Park, Place Of Worship

Interior Features

Auto Garage Door Remote

Security Features

Community Features

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Location

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27 Elm Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 27 Elm Street, Hamilton, ON L8M 1Y2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$197,700 (30.0%)
* Minimum Canadian down payment required for this price is $40,900.
Amortization Period30 Years
Estimated Monthly Payment$2,194Based on a loan of $461,300 over 30 years.
Purchase Price$659,000
Loan Amount$461,300
Provincial Land Transfer Tax:$9,655
Total Estimated Closing Taxes:$9,655

About Purchasing a Home in Hamilton, ON

For a property listed at $659,000 in Hamilton, the legal minimum down payment is $40,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,655 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,655.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Clair, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$773,246

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Adelaide Hoodless
Public71 Maplewood Avenue, Blakeley, Hamilton, Ontario, L8M 1W7
6.8
Sacred Heart
Public5 Hamilton Avenue, Eastmount, Hamilton, Ontario, L8V 2S3
7.2
Notre-Dame
Public400 Cumberland Avenue, Blakeley, Hamilton, Ontario, L8M 2A2
3.8
Cathy Wever
Public160 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 5V7
2.1
Prince of Wales
Public77 Melrose Avenue North, Stipeley, Hamilton, Ontario, L8L 6X4
3.9

Secondary Schools

Cathedral
Public30 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 8H5
4.6
Bernie Custis
Public1055 King Street East, Stipeley, Hamilton, Ontario, L8M 1C3
2.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.