289 Mill Street, Hamilton, ON

$899,999
MLS#:X11958452
3 beds
2 baths
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 14, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterdown. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $899,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 50 x 150 ft lot size
  • Features a full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Carpet Free, In-Law Capability, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via wood

Description

Welcome to 289 Mill St. N., a beautifully reimagined home in the heart of Waterdown, where history meets contemporary living. Purchased from its original homeowners, this residence has been extensively renovated throughout including Roof (2019) and Furnace (2012), offering a seamless blend of character and modern updates. Situated on a generous-sized lot, this home is bathed in natural light and thoughtfully designed for both comfort and functionality. Step inside to a cozy living room featuring a wood-burning fireplace, perfect for relaxing evenings. Just beyond, the brand-new custom kitchen showcases new appliances and stylish finishes, blending function and design. A formal dining area sits at the heart of the home, effortlessly flowing into a spacious great room, ideal for gatherings and entertaining. With two separate side entrances, this property offers incredible flexibility, whether for a future in-law suite or additional private space. The lower level features original wood beams, a spacious rec area, laundry, and a 3-piece bath. Throughout the home, new engineered hardwood flooring and all-new windows enhance both style and efficiency. Upstairs, you'll find three generous-sized bedrooms and a beautifully updated full bathroom, completing the homes timeless appeal. Perfectly located near schools, parks, and all the amenities Waterdown has to offer, this home provides quick access to Hamilton, Burlington and Aldershot GO, making commuting and everyday living a breeze. A truly rare gem, poised to welcome its next lucky owner.

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Property Summary

This detached home located at 289 Mill Street, Hamilton is currently for sale and has been available on SousaSells for 527 days. This property is listed at $899,999 with an estimated mortgage of $2,996* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 289 Mill Street, Hamilton is in the Waterdown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 14, 2025
Sold price information is available to members only
Listed Date2/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding
BasementFull, Separate Entrance
Lot Size50 × 150 Feet
CountyHamilton
Annual Tax$5,181.69
Legal DescriptionPCL 23-1, SEC M7 ; LT 23, PL M7 ; FLAMBOROUGH CITY OF HAMILTON

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceWood
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Library, Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Interior Features

Carpet Free, In-Law Capability, Sump Pump, Water Heater

Security Features

Community Features

Location

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289 Mill Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 289 Mill Street, Hamilton, ON L0R 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$270,000 (30.0%)
* Minimum Canadian down payment required for this price is $65,000.
Amortization Period30 Years
Estimated Monthly Payment$2,996Based on a loan of $629,999 over 30 years.
Purchase Price$899,999
Loan Amount$629,999
Provincial Land Transfer Tax:$14,475
Total Estimated Closing Taxes:$14,475

About Purchasing a Home in Hamilton, ON

For a property listed at $899,999 in Hamilton, the legal minimum down payment is $65,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,475 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterdown, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,015,171

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Guardian Angels
Public705 Centre Road, Waterdown, Hamilton, Ontario, L8N 2Z7
6.7
Flamborough Centre
Public922 Centre Road, Hamilton, Ontario, L8N 2Z7
6.0

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.