293 #20 REGIONAL Road, Hamilton, ON

$824,900
MLS#:X13507970
4 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Rural Stoney Creek. Expertly crafted featuring premium aluminum siding and brick veneer construction, this residence presents an exceptional opportunity offered at $824,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 100 x 173 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: In-Law Capability, Sump Pump, Water Treatment
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome home! Set on a picturesque, tree-lined lot just shy of half an acre, this beautifully updated turnkey home offers over $200,000 in upgrades and truly nothing left to do but move in. With a separate entrance to the basement, a roughed-in kitchen, oversized bedroom, and full bathroom, this property is an ideal option for multi-generational living, a nanny suite, or a private teen retreat. The bright, open-concept main floor features seamless luxury vinyl plank flooring throughout, a spacious living room filled with natural light, and an inviting eat-in kitchen designed for both everyday living and entertaining. The chef-inspired kitchen boasts upgraded cabinetry with abundant storage, stunning stone countertops, a large pantry, and plenty of room for a full-sized dining table. Three generously sized bedrooms and a beautifully updated 4-piece bathroom complete the main level. The lower level offers exceptional flexibility with direct access to the backyard. Above-grade windows provide plenty of natural light throughout the spacious rec room, massive bedroom, 3-piece bathroom, utility room, laundry room, and future kitchen area already roughed in and ready for your vision. Major updates include furnace, well pump, and plumbing (2020), windows (2020 and newer), kitchen, flooring, and appliances (2020/21), roof (2024), complete septic system and ejector pump (2025), and a 100-amp electrical panel (2025). Enjoy the peace and privacy of country-style living while remaining just minutes from restaurants, grocery stores, schools, shopping, Costco, Lime Ridge Mall, and major commuter routes including the Red Hill Valley Parkway, Lincoln Alexander Parkway, and QEW. Offering the perfect blend of space, flexibility, convenience, and peace of mind, this exceptional property is one you won't want to miss.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionAluminum Siding, Brick Veneer
BasementFinished, Separate Entrance
Lot Size100 × 173 Feet
CountyHamilton
Annual Tax$3,675
Legal DescriptionPT LT 19, CON 8 SALTFLEET , AS IN VM107989, T/W VM107989 ; STONEY CREEK CITY OF HAMILTON

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Place Of Worship, School, School Bus Route, Wooded/Treed

Interior Features

In-Law Capability, Sump Pump, Water Treatment

Security Features

Community Features

Location

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293 #20 REGIONAL Road, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 293 #20 REGIONAL Road, Hamilton, ON L8J 3H4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate5.25%
Down Payment$57,490 (7.0%)
* Minimum Canadian down payment required for this price is $57,490.
Amortization Period25 Years
Estimated Monthly Payment$4,573Based on a loan of $767,410 over 25 years.
Purchase Price$824,900
Loan Amount$767,410
Provincial Land Transfer Tax:$12,973
Total Estimated Closing Taxes:$12,973

About Purchasing a Home in Hamilton, ON

For a property listed at $824,900 in Hamilton, the legal minimum down payment is $57,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,973 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,973.

Nearby Listings

Distance:

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Stoney Creek, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$1,749,174

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.