31 St Clair Avenue, Hamilton, ON

$819,900
MLS#:X11967516
5 beds
2 baths
2000-2500 sqft
1.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 18, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Central. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $819,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 29 x 88.66 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Discover the charm of 31 St Clair Ave, Hamilton. This beautiful Edwardian two-unit home, built in 1910, offers a blend of historic character and modern updates. The exterior has been thoughtfully restored with historically accurate linseed oil paint and a new roof (Oct 2024), ensuring lasting appeal. The main floor unit features a comfortable 2-bedroom, 1-bath layout with classic period details. It is currently occupied by A+ tenants paying market rent, providing immediate rental income. The spacious second unit spans two floors and includes an eat-in kitchen, three generously sized bedrooms, and one full bathroom. A large private deck off the kitchen creates seamless indoor-outdoor living. This unit is vacant and ready for immediate occupancy. The property's location on coveted St. Clair Ave offers a desirable lifestyle. Enjoy tree-lined streets, walkable access to Gage Park, Rooney's, Capitol Bar, and the future LRT, with quick connections to the QEW and 403. This duplex presents a unique opportunity to live in one unit and generate rental income from the other, making it ideal for owner-occupants and investors alike.

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Property Summary

This detached home located at 31 St Clair Avenue, Hamilton is currently for sale and has been available on SousaSells for 523 days. This property is listed at $819,900 with an estimated mortgage of $2,729* per month. It has 5 beds, 2 bathrooms, and is 2000-2500 square feet. 31 St Clair Avenue, Hamilton is in the Central neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 18, 2025
Sold price information is available to members only
Listed Date2/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick, Stucco (Plaster)
BasementUnfinished
Lot Size29 × 88.66 Feet
CountyHamilton
Annual Tax$4,499
Legal DescriptionLt 25, Pl 382; Hamilton

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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31 St Clair Avenue, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 31 St Clair Avenue, Hamilton, ON L8M 2N4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$245,970 (30.0%)
* Minimum Canadian down payment required for this price is $56,990.
Amortization Period30 Years
Estimated Monthly Payment$2,729Based on a loan of $573,930 over 30 years.
Purchase Price$819,900
Loan Amount$573,930
Provincial Land Transfer Tax:$12,873
Total Estimated Closing Taxes:$12,873

About Purchasing a Home in Hamilton, ON

For a property listed at $819,900 in Hamilton, the legal minimum down payment is $56,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,873 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Central, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$551,374

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Hess Street
Public107 Hess Street North, Central, Hamilton, Ontario, L8R 2T1
5.4
Dr. J. Edgar Davey
Public99 Ferguson Avenue North, Beasley, Hamilton, Ontario, L8R 1L6
1.9
Bennetto
Public47 Simcoe Street East, North End East, Hamilton, Ontario, L8L 3N2
3.3
Queen Victoria
Public166 Forest Avenue, Corktown, Hamilton, Ontario, L8N 0A5
2.7
St Lawrence's
PublicMary Street, North End East, Hamilton, Ontario, L8L 3X3
4.8

Secondary Schools

St. Mary’s
Catholic146 Park Street North, Central, Hamilton, Ontario, L8R 2N2
7.2
Georges-P-Vanier
Public100 Macklin Street North, Westdale North, Hamilton, Ontario, L8S 3S1
7.1
Westdale
Public700 Main Street West, Westdale South, Hamilton, Ontario, L8S 1A5
6.7
Cathedral
Public30 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 8H5
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.