321 Main Street, Hamilton, ON

$499,900
MLS#:X9056236
3 beds
3 baths
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey duplex located in the coveted neighborhood of Kirkendall. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Premium 27 x 100 ft lot size
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 0.0 total parking spaces available
  • Notable attributes: None
  • Efficient forced air heating via gas

Description

Welcome to a unique real estate opportunity in the heart of the desirable Kirkendall area! This charming duplex, located on Main St W, offers versatile living and business possibilities, making it ideal for those looking to live and work from the same location or seeking residential rental income. Situated with public transit right outside your door, this property ensures easy access for you and your tenants or customers. The zoning allows for some commercial uses, providing flexibility for a home office, small business, or additional rental opportunities. The first unit boasts 2 bedrooms and 2 bathrooms, perfect for a small family or shared living arrangement, while the second unit features a cozy 1 bedroom and 1 bathroom, ideal for singles, couples, or a professional office space. The home showcases its historic charm with large baseboards and high ceilings, offering a blend of vintage elegance and modern functionality. With close proximity to highway access, this duplex ensures seamless travel for commuting or business logistics. Whether you're an investor seeking rental income, a small business owner, or someone looking for a unique living and working environment, this duplex in Kirkendall is a rare find. Don't miss out on this versatile property that combines residential comfort with commercial potential.

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Property Summary

This duplex located at 321 Main Street, Hamilton is currently for sale and has been available on SousaSells for 720 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 3 beds, 3 bathrooms, and is unknown square feet. 321 Main Street, Hamilton is in the Kirkendall neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
2
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 21, 2024
Sold price information is available to members only
Listed Date7/25/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style1 1/2 Storey
ConstructionBrick, Vinyl Siding
BasementFull, Unfinished
Lot Size27 × 100 Feet
CountyHamilton
Annual Tax$4,730.32
Legal DescriptionPT LT 2 BLK 1 RANGE 3 JAMES MILLS SURVEY (BTN MAIN ST,PEARL ST,JACKSON ST,LOCKE ST) AS IN CD362603; CITY OF HAMILTON

Parking & Garage

Parking Spaces0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Park

Interior Features

None

Security Features

Community Features

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Location

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321 Main Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 321 Main Street W, Hamilton, ON L8P 1K1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Hamilton, ON

For a property listed at $499,900 in Hamilton, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kirkendall, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$915,111

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Hess Street
Public107 Hess Street North, Central, Hamilton, Ontario, L8R 2T1
5.4
Queensdale
Public67 Queensdale Avenue East, Centremount, Hamilton, Ontario, L9A 1K4
6.6
Queen Victoria
Public166 Forest Avenue, Corktown, Hamilton, Ontario, L8N 0A5
2.7
Buchanan Park
Public30 Laurier Avenue, Buchanan, Hamilton, Ontario, L9C 3R9
3.8
Sts Peter & Paul
Public49 Fennell Avenue East, Balfour, Hamilton, Ontario, L9A 1R5
6.4

Secondary Schools

Westdale
Public700 Main Street West, Westdale South, Hamilton, Ontario, L8S 1A5
6.7
Georges-P-Vanier
Public100 Macklin Street North, Westdale North, Hamilton, Ontario, L8S 3S1
7.1
St. Mary’s
Catholic146 Park Street North, Central, Hamilton, Ontario, L8R 2N2
7.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.