395 Mud Street, Hamilton, ON

$649,900
MLS#:X13027100
2 beds
1 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Stoney Creek Mountain. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 124.77 x 152.83 ft lot
  • Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Sewage Pump, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this charming bungalow in desirable Upper Stoney Creek-offering peaceful rural living just MINUTES to the Linc, Red Hill, and loads of amenities. Set on just under half an acre backing onto nature and farmer's fields, this property delivers privacy, charm, and convenience. The oversized septic system (brand new in 2024), paired with the expansive double wide lot, offers excellent potential for a future home addition. Hobbyists and tradespeople will love the massive insulated garage-equipped with concrete floors, hydro, a metal roof, and a new garage door (2024). Step inside to a cottage-like main floor featuring an inviting open-concept layout with cathedral ceilings, pot lights, and an updated kitchen with quartz counters and stainless appliances. Cozy up around the brand new WETT-certified wood stove (2024), adding both character and efficient heating to the home. The home is equipped with stunning built-in cabinets in both the living room and primary bedroom. Down the hall is a second bedroom, a renovated 4-piece bathroom, and a mudroom with access to the basement with a laundry area and loads of storage. Enjoy peace of mind with major updates including: furnace (2024), A/C (2024), water heater (2024), state-of-the-art septic system (2024), cistern pump (2024), pressure tank and UV filter (2025), and waterproofed basement (2025). An incredible opportunity for anyone seeking affordable country living just minutes from all amenities-don't miss this one!

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 6, 2026
Sold price information is available to members only
Listed Date4/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementPartial Basement, Unfinished
Lot Size124.77 × 152.83 Feet
CountyHamilton
Annual Tax$3,322.34
Legal DescriptionPT LT 17, CON 6 SALTFLEET, AS IN VM181768 ; STONEY CREEK CITY OF HAMILTON

Parking & Garage

Parking Spaces8.0
Garage Spaces7
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Sewage Pump, Sump Pump, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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395 Mud Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 395 Mud Street E, Hamilton, ON L8J 3B5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate5.25%
Down Payment$39,990 (6.2%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period25 Years
Estimated Monthly Payment$3,635Based on a loan of $609,910 over 25 years.
Purchase Price$649,900
Loan Amount$609,910
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Hamilton, ON

For a property listed at $649,900 in Hamilton, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stoney Creek Mountain, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$936,048

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

Shannen Koostachin
Public110 Bellagio Avenue, Hamilton, Ontario, L8J 3X9
5.3
Sir Wilfrid Laurier
Public70 Albright Road, Vincent, Hamilton, Ontario, L9H 0A3
3.9
St Luke
Public345 Albright Road, Red Hill, Hamilton, Ontario, L8K 6N3
5.8
Memorial (City)
PublicUpper Kenilworth Avenue, Upper King's Forest, Hamilton, Ontario, L8T 4Y4
4.3
Lisgar
Public110 Anson Avenue, Lisgar, Hamilton, Ontario, L8T 2X6
4.8

Secondary Schools

Bishop Ryan
Public1824 Rymal Road East, Hamilton, Ontario, L8K 5J3
5.9
Glendale
Public145 Rainbow Drive, Corman, Hamilton, Ontario, L8K 4G1
4.6
Mère-Teresa
Public50 Lisgar Court, Lisgar, Hamilton, Ontario, L8T 4Y4
4.2
Sherwood
Public25 High Street, Sherwood, Hamilton, Ontario, L8T 3Z4
4.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.