4 Cumminsville Drive, Hamilton, ON

$1,049,900
MLS#:X9267749
4 beds
2 baths
1500-2000 sqft
8.0 parking
Residential Freehold
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Property no longer active

This property was sold on August 29, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Flamborough. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,049,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 144.5 x 226.38 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 4 Cumminsville Drive. This 3-bedroom, 2-bathroom bungalow located in the coveted Millgrove area is the rural home youve been waiting for. With over 1500 square feet of living space, this home offers plenty of space with a well-designed, functional layout. The kitchen is the heart of the home with beautiful cherrywood shaker style cabinets, marble countertops, stainless steel appliances, double sink and tons of storage. Open to the kitchen are the spacious family and dining rooms. Find a large bay window overlooking the gorgeous property as well as wood burning fireplace and sliding doors to the back patio, perfect for dining al-fresco. The bedrooms are well sized and the primary bedroom features ensuite privileges to the updated 4-piece main bathroom. The lower level features a rec room, tv area with wood burning stove and 3-piece bathroom/laundry room. The stunning backyard offers privacy to entertain with large deck and gazebo area. The perfect package! RSA.

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Property Summary

This detached home located at 4 Cumminsville Drive, Hamilton is currently for sale and has been available on SousaSells for 693 days. This property is listed at $1,049,900 with an estimated mortgage of $3,495* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 4 Cumminsville Drive, Hamilton is in the Rural Flamborough neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 29, 2024
Sold price information is available to members only
Listed Date8/23/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished, Full
Lot Size144.5 × 226.38 Feet
CountyHamilton
Annual Tax$5,378.4
Legal DescriptionPCL 26-1, SEC M314 ; LT 26, PL M314 ; S/T LT111851 FLAMBOROUGH CITY OF HAMILTON

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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4 Cumminsville Drive, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Cumminsville Drive, Hamilton, ON L0R 1V0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$314,970 (30.0%)
* Minimum Canadian down payment required for this price is $209,980.
Amortization Period30 Years
Estimated Monthly Payment$3,495Based on a loan of $734,930 over 30 years.
Purchase Price$1,049,900
Loan Amount$734,930
Provincial Land Transfer Tax:$17,473
Total Estimated Closing Taxes:$17,473

About Purchasing a Home in Hamilton, ON

For a property listed at $1,049,900 in Hamilton, the legal minimum down payment is $209,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $17,473 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $17,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Flamborough, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,602,259

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Corpus Christi
Public25 Alderson Drive, Kennedy East, Hamilton, Ontario, L9B 1G3
10.0
Norwood Park
PublicBalfour, Hamilton, Ontario
8.4
Pope John Paul II
Public
8.0
Our Lady of Lourdes
Public420 Mohawk Road East, Thorner, Hamilton, Ontario, L8V 2H7
7.3
Sacred Heart
Public5 Hamilton Avenue, Eastmount, Hamilton, Ontario, L8V 2S3
7.2

Secondary Schools

Westmount
Public39 Montcalm Drive, Rolston, Hamilton, Ontario, L9C 4B1
7.3
St. Mary’s
Catholic146 Park Street North, Central, Hamilton, Ontario, L8R 2N2
7.2
Georges-P-Vanier
Public100 Macklin Street North, Westdale North, Hamilton, Ontario, L8S 3S1
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.