46 Division Street, Hamilton, ON

$449,000
MLS#:X12032556
2 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Homeside. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $449,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 25 x 100 ft lot
  • Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming 2-Bedroom, 2-Bathroom Home. Affordable detached bungalow right in the city. This beautifully renovated home is a fantastic opportunity for first-time homebuyers, young professionals, downsizers, or savvy investorsoffering a lower cost than renting! All on one floor, this 2-bedroom, 2-full bathroom gem has been meticulously updated from top to bottom, with every upgrade completed to code and with permits. Youll feel like youre stepping into a brand-new home!The modern, open-concept living area seamlessly flows into a stylish kitchen featuring sleek stainless steel appliances and a convenient island. Both bedrooms boast access to a shared ensuite, and laundry is on the main level, adding comfort and convenience at every step. New flooring, pot lights, windows, siding, electrical and so much morethis home has it all. Outside, youll enjoy a low-maintenance yard, offering the perfect blend of outdoor space without the hassle of too much upkeep. Plus, its ideally located near shops, restaurants, and major highways, ensuring you're never far from everything you need. For added convenience, parking is available at the back of the house via a laneway.Dont miss your chance to own this charming home! Great price and packed with modern updates so all you have to do is move in and enjoy!

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Property Summary

This detached home located at 46 Division Street, Hamilton is currently for sale and has been available on SousaSells for 482 days. This property is listed at $449,000 with an estimated mortgage of $1,495* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 46 Division Street, Hamilton is in the Homeside neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 21, 2025
Sold price information is available to members only
Listed Date3/20/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementPartial Basement, Unfinished
Lot Size25 × 100 Feet
CountyHamilton
Annual Tax$2,005
Legal DescriptionLT 125, PL 500 ; HAMILTON

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Park

Interior Features

Carpet Free, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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46 Division Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 46 Division Street, Hamilton, ON L8H 4Z8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$134,700 (30.0%)
* Minimum Canadian down payment required for this price is $22,450.
Amortization Period30 Years
Estimated Monthly Payment$1,495Based on a loan of $314,300 over 30 years.
Purchase Price$449,000
Loan Amount$314,300
Provincial Land Transfer Tax:$5,455
Total Estimated Closing Taxes:$5,455

About Purchasing a Home in Hamilton, ON

For a property listed at $449,000 in Hamilton, the legal minimum down payment is $22,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,455 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Homeside, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$533,305

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

W H Ballard
Public801 Dunsmure Road, Homeside, Hamilton, Ontario, L8H 1H9
3.7
Queen Mary
Public1292 Cannon Street East, Crown Point East, Hamilton, Ontario, L8H 1V6
3.9
St John the Baptist
Public115 London Street South, Delta East, Hamilton, Ontario, L8K 2G6
5.8
Viscount Montgomery
Public1525 Lucerne Avenue, Glenview West, Hamilton, Ontario, L8K 1R3
6.6
Holy Name of Jesus
Public181 Belmont Avenue, Crown Point West, Hamilton, Ontario, L8L 7M5
4.0

Secondary Schools

Sir Winston Churchill
Public1715 Main Street East, Normanhurst, Hamilton, Ontario, L8H 1E3
2.4
Bernie Custis
Public1055 King Street East, Stipeley, Hamilton, Ontario, L8M 1C3
2.2
Sherwood
Public25 High Street, Sherwood, Hamilton, Ontario, L8T 3Z4
4.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.