514 Catharine Street, Hamilton, ON

$489,900
MLS#:X12389003
2 beds
1 baths
700-1100 sqft
Residential Freehold
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Property no longer active

This property was sold on September 29, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of North End. Expertly crafted featuring premium aluminum siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $489,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 28.17 x 124.46 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 0.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Your Next Chapter Starts Here: Prime Hamilton Home with Modern Upgrades! This is it! Whether you're a first-time buyer, looking to downsize, or a smart investor, this Hamilton gem checks all the boxes. Location, Location, Location: Enjoy an unbeatable spot near Harbour West Marina, just a 15-minute walk to the GO train for easy city trips (Jays game, anyone?). You're steps from bus stops, moments from Collective Arts Brewery, Eastwood Park & Arena, and a quick 5-minute drive to the vibrant James Street district for shopping and dining. Plus, a private backyard with morning sun offers your perfect coffee retreat. Worry-Free Living: This home boasts key updates for peace of mind: new shingles (2021), an efficient split air HVAC system (plus existing high-efficiency furnace and central air), and updated 100 amp breakers and wiring. Future Potential: The full, unfinished basement offers incredible opportunity to add significant value and customize to your dreams. A home inspection report from June 25th, 2025, is available for full transparency. Knob and tube was identified at the inspection and has been removed as of July 7th, 2025. Don't miss this versatile Hamilton opportunity.

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Property Summary

This detached home located at 514 Catharine Street, Hamilton is currently for sale and has been available on SousaSells for 313 days. This property is listed at $489,900 with an estimated mortgage of $1,631* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 514 Catharine Street, Hamilton is in the North End neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 19, 2025
Sold price information is available to members only
Listed Date9/8/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding, Vinyl Siding
BasementFull, Unfinished
Lot Size28.17 × 124.46 Feet
CountyHamilton
Annual Tax$3,503.29
Legal DescriptionPT LT 36 (OR 73) NATHANIEL HUGHSON SURVEY (UNREGISTERED) E/S CATHARINE ST, PT LT 36 (OR 73) NATHANIEL HUGHSON SURVEY (UNREGISTERED) W/S MARY ST; PT LT 37 (OR 74) NATHANIEL HUGHSON SURVEY (UNREGISTERED) E/S CATHARINE ST BTN WOOD ST & BURLINGTON ST AS IN NS

Parking & Garage

Parking Total0.0
Parking Space0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Marina, Park, Place Of Worship, School

Interior Features

None

Security Features

Community Features

Location

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514 Catharine Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 514 Catharine Street N, Hamilton, ON L8L 4V2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$146,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,495.
Amortization Period30 Years
Estimated Monthly Payment$1,631Based on a loan of $342,930 over 30 years.
Purchase Price$489,900
Loan Amount$342,930
Provincial Land Transfer Tax:$6,273
Total Estimated Closing Taxes:$6,273

About Purchasing a Home in Hamilton, ON

For a property listed at $489,900 in Hamilton, the legal minimum down payment is $24,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,273 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for North End, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$623,711

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Bennetto
Public47 Simcoe Street East, North End East, Hamilton, Ontario, L8L 3N2
3.3
St Lawrence's
PublicMary Street, North End East, Hamilton, Ontario, L8L 3X3
4.8
Dr. J. Edgar Davey
Public99 Ferguson Avenue North, Beasley, Hamilton, Ontario, L8R 1L6
1.9
Hess Street
Public107 Hess Street North, Central, Hamilton, Ontario, L8R 2T1
5.4
Cathy Wever
Public160 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 5V7
2.1

Secondary Schools

St. Mary’s
Catholic146 Park Street North, Central, Hamilton, Ontario, L8R 2N2
7.2
Cathedral
Public30 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 8H5
4.6
Georges-P-Vanier
Public100 Macklin Street North, Westdale North, Hamilton, Ontario, L8S 3S1
7.1
Bernie Custis
Public1055 King Street East, Stipeley, Hamilton, Ontario, L8M 1C3
2.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.