56 Cumberland Avenue, Hamilton, ON

$689,900
MLS#:X13477912
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Clair. Expertly crafted featuring premium brick and shingle construction, this residence presents an exceptional opportunity offered at $689,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 17.75 x 89.44 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Separate Hydro Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Character, charm, and a corner lot that gives you something rare in this neighbourhood: space. Set on a prominent corner lot in one of Hamilton's most connected communities, this move-in ready century home offers the perfect blend of historic character and thoughtful updates. Unlike many homes in the area, the private driveway is tucked off a quiet rear side street, leaving the front and side yards free to enjoy. The result is exceptional curb appeal, a surprisingly spacious outdoor setting, and a side yard that feels like an extension of the home. Inside, you'll find a bright, welcoming layout with numerous updates already completed, including an updated kitchen, two renovated bathrooms, newer furnace, windows, attic insulation, electrical panel, appliances, roof, skylight, and more. Just move in and start enjoying the lifestyle this neighbourhood is known for. The detached garage offers far more than storage. Fully finished and serviced with power, it creates endless possibilities as a home office, studio, gym, workshop, games room, or the ultimate backyard entertaining space. An EV charging connection has already been installed for added convenience. Directly across the side street, Lifesavers park serves as a natural gathering place for neighbourhood residents, while the famous Bruce trail is steps away! Transit, shopping, hospitals, and schools make everyday living easy. Looking for future potential? The unfinished attic presents an exciting opportunity to create additional living space, while the basement offers room to expand and add value over time. This is the kind of home that's becoming increasingly difficult to find: character-filled, thoughtfully updated, loaded with potential, and situated on a lot that truly stands apart from the rest.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Shingle
BasementFull, Unfinished
Lot Size17.75 × 89.44 Feet
CountyHamilton
Annual Tax$4,048.81
Legal DescriptionPt Lts 42, 43 & 44, Pl 433 , Part 1 & 2 , 62R7430

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Level, Park, Public Transit, School

Interior Features

Carpet Free, Separate Hydro Meter

Security Features

Community Features

Location

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56 Cumberland Avenue, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 56 Cumberland Avenue, Hamilton, ON L8M 1Y7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate5.25%
Down Payment$43,990 (6.4%)
* Minimum Canadian down payment required for this price is $43,990.
Amortization Period25 Years
Estimated Monthly Payment$3,849Based on a loan of $645,910 over 25 years.
Purchase Price$689,900
Loan Amount$645,910
Provincial Land Transfer Tax:$10,273
Total Estimated Closing Taxes:$10,273

About Purchasing a Home in Hamilton, ON

For a property listed at $689,900 in Hamilton, the legal minimum down payment is $43,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,273 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,273.

Nearby Listings

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No current listings found in Hamilton.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Clair, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$693,808

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

Adelaide Hoodless
Public71 Maplewood Avenue, Blakeley, Hamilton, Ontario, L8M 1W7
6.8
Sacred Heart
Public5 Hamilton Avenue, Eastmount, Hamilton, Ontario, L8V 2S3
7.2
Notre-Dame
Public400 Cumberland Avenue, Blakeley, Hamilton, Ontario, L8M 2A2
3.8
Cathy Wever
Public160 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 5V7
2.1
St Patrick's
Public20 East Avenue South, Landsdale, Hamilton, Ontario, L8N 3X1
4.1

Secondary Schools

Cathedral
Public30 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 8H5
4.6
Bernie Custis
Public1055 King Street East, Stipeley, Hamilton, Ontario, L8M 1C3
2.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.