634 Upper James Street, Hamilton, ON

$999,000
MLS#:X14145728
0 beds
2 baths
Commercial
Commercial for sale - 0 Bed, 2 Bath Home at 634 Upper James Street Hamilton ON listed at $999,000 (MLS# X14145728) - Main View
For Sale
Added:Nov 3, 2026(2 days ago)
Updated:Nov 4, 2026(1 day ago)
Last Checked:12 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Bonnington. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 2 Bathrooms
  • Premium 45 x 88.75 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

Exceptional opportunity to own a fully renovated commercial building positioned on one of the busiest corners in Hamilton on Upper JamesStreet. This high-exposure property sits at the heart of the rapidly expanding Hamilton Mountain growth corridor, ensuring continueddevelopment, strong demand, and long-term value. Strategically located directly across from a major retail plaza anchored by Walmart,Shoppers Drug Mart, and LCBO, the property benefits from constant vehicle and pedestrian traffic. Minutes to the Linc Parkway for quick highwayaccess, and close to St. Joseph's Healthcare and Mohawk College, further driving consistent daily traffic. Originally constructed as a solidconcrete bank building, the property has been extensively renovated and is in pristine condition. The versatile layout is well-suited for a widerange of commercial uses and features a fully finished lower level, secondary entrance, and convenient rear parking. Additional revenueopportunity with an owned Trivision billboard on this high-visibility corner, generating steady advertising income. Zoned C2, allowing for potentialfuture expansion up to 11m (36 ft) above the existing structure, adding significant redevelopment upside. Full details available in the 3D virtualtour.

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Property Summary

This commercial retail located at 634 Upper James Street, Hamilton is currently for sale and has been available for 2 days. This property is listed at $999,000 with an estimated mortgage of $3,325* per month. It has 0 beds, 2 bathrooms, and is unknown square feet. 634 Upper James Street, Hamilton is in the Bonnington neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Bonnington, Hamilton.

Great for Small Household / Couples
What We Love About This Home
  • •2 well-appointed bathrooms
  • •Desirable Commercial Retail architecture in Bonnington, Hamilton
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bathrooms
2
Property Type
Commercial

Additional Details

StatusActive
Price$999,000
AddedNov 3, 2026 (2 days ago)
UpdatedNov 4, 2026 (1 day ago)
Last Checked12 minutes ago
Transaction TypeFor Sale
List Office NameKELLER WILLIAMS EDGE REALTY

Property Details

Property Sub-TypeCommercial Retail
Lot Size45 × 88.75 Feet
CountyHamilton
Annual Tax$13,420
Legal DescriptionLT 1, PL 540 , EXCEPT AB4390 ; HAMILTON

Parking & Garage

Parking Space6
Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

  • Major Highway
  • Public Transit

Property History

No historical data available for this property.

This could be the first listing for this address.

Hamilton Home Buyer Advisory & Market HubActive MLS® Listing in Hamilton, Ontario

Looking to Buy a Home in Hamilton?

If you are looking for a house in Hamilton or researching Hamilton real estate for sale, this commercial retail at 634 Upper James Street, Hamilton, ON offers an exceptional opportunity to buy a home in Hamilton, Ontario. Whether you are a first-time Hamilton home buyer or comparing active Hamilton MLS® homes for sale, working with a dedicated Hamilton buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Hamilton Homes for Sale & MLS® Listings

Browse all verified Hamilton real estate listings, compare active Hamilton houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Hamilton Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Hamilton realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Hamilton Buyer Budget & Costs

Estimated mortgage: $3,325*/month*. Estimated Ontario Land Transfer Tax: $16,455. First-time Hamilton home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Hamilton

Frequently Asked Questions about 634 Upper James Street, Hamilton, ON

Q.What is the asking price for 634 Upper James Street, Hamilton, ON ?

The current listing price for 634 Upper James Street, Hamilton, ON in Bonnington, Hamilton is $999,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 2 bathrooms.

Q.What property type and architectural style is 634 Upper James Street, Hamilton, ON ?

634 Upper James Street, Hamilton, ON is a Commercial Retail () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Major Highway, Public Transit.

Q.What security features are installed at 634 Upper James Street, Hamilton, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

Virtual Tour & 3D Walkthrough

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Location

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634 Upper James Street, Hamilton, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Bonnington, Hamilton

SAFETY RATING9.0 / 10
Low Incident Area
Total Annual Incidents61 incidents / yr
Average Per Month5.1 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

23 assaults (45.0/100k)

Property Security
Low

11 B&E (40.0/100k)

Auto Theft Risk
Low Risk

15 thefts (45.0/100k)

1-Year Trend
â–¼ 5%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Halton Regional Police Service (HRPS) Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 634 Upper James Street, Hamilton, ON L9C 2Z2

Estimated Sales Range
$949,000 - $979,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,700 (30.0%)
* Minimum Canadian down payment required for this price is $74,900.
Amortization Period30 Years
Estimated Monthly Payment$3,325Based on a loan of $699,300 over 30 years.
Purchase Price$999,000
Loan Amount$699,300
Provincial Land Transfer Tax:$16,455
Total Estimated Closing Taxes:$16,455

About Purchasing a Home in Hamilton, ON

For a property listed at $999,000 in Hamilton, the legal minimum down payment is $74,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,455 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,455.

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Bonnington, Hamilton Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bonnington, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$861,999

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Bonnington, Hamilton

Elementary Schools

Sts Peter & Paul
Public49 Fennell Avenue East, Balfour, Hamilton, Ontario, L9A 1R5
6.4
Buchanan Park
Public30 Laurier Avenue, Buchanan, Hamilton, Ontario, L9C 3R9
3.8
Norwood Park
PublicBalfour, Hamilton, Ontario
8.4
Monseigneur-de-Laval
Public135 Bendamere Avenue, Buchanan, Hamilton, Ontario, L9C 1N4
4.9
Ridgemount
Public65 Hester Street, Greeningdon, Hamilton, Ontario, L9A 2N3
5.3

Secondary Schools

Westmount
Public39 Montcalm Drive, Rolston, Hamilton, Ontario, L9C 4B1
7.3

Bonnington, Hamilton Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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