84 Ray Street, Hamilton, ON
Property no longer active
This property was sold on February 25, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Kirkendall. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $619,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 27.95 x 50.1 ft lot
- Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 1.0 total parking spaces available
- Notable attributes: In-Law Suite, Water Heater Owned
- Efficient forced air heating via gas
Description
Charming two-family dwelling with steps to Locke St S! This beautifully maintained property features two self-contained dwelling units, offering flexibility for multi-generational living or investment potential. With 4 bedrooms, 2 full bathrooms, and parking for 1 vehicle, it combines space, function, and style. The upper unit was tastefully renovated in 2025, featuring updated flooring, sleek cabinetry, quartz countertops, a modern bathroom vanity, and an upgraded bathtub. A spacious deck off the kitchen is perfect for summer entertaining or enjoying a quiet evening with a glass of wine. The main floor has been thoughtfully updated over the years, with quality kitchen cabinetry and freshly painted in 2025. It boasts a generously sized bedroom highlighted by a beautiful pocket door opening to the cozy living room. Main floor also a sizeable back deck off its kitchen area. Property is located just a short walk to the vibrant shops and restaurants of Locke Street South-including local favourites like Artie's, Cima, and Bardo-this home is nestled in one of downtown Hamilton's most beloved neighbourhoods. Don't miss your chance to own in what many consider the city's best pocket! Seller does not warrant fire retrofit. Also City is coming out 2026 to fix driveway lip access.
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Property Summary
This detached home located at 84 Ray Street, Hamilton is currently for sale and has been available on SousaSells for 194 days. This property is listed at $619,900 with an estimated mortgage of $2,063* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 84 Ray Street, Hamilton is in the Kirkendall neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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In-Law Suite, Water Heater Owned
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 84 Ray Street S, Hamilton, ON L8P 3V7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Hamilton, ON
For a property listed at $619,900 in Hamilton, the legal minimum down payment is $36,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,873 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,873.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.