864 Garth Street, Hamilton, ON
Property no longer active
This property was sold on April 24, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Westcliffe. Expertly crafted featuring premium brick and metal/steel siding construction, this residence presents an exceptional opportunity offered at $634,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 42 x 120 ft lot
- Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: None
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Versatile Investment or Family Home on Garth Street Hamilton! This 5-bedroom, 2-bathroom home offers incredible flexibility for both investors and first-time buyers alike. Ideally located directly on the bus route to McMaster University and Mohawk College, this property has operated as a high-performing student rental with no history of vacancies. A rare opportunity for vacant possession allows you to set your own rents or move in right away. Featuring a 4-piece main bathroom and a 3-piece lower-level bath, a finished basement adds valuable living space ideal for larger families or maximizing rental potential. The home has been updated with all new windows for energy efficiency, while outside you'll find a private driveway with potential to extend for additional parking, plus a rear shed for storing tools or seasonal items. Whether you're looking to grow your investment portfolio or find the perfect affordable family home, this Garth Street gem offers location, flexibility, and long-term value. Recent Updates Include: Kitchen 2021, Main Floor Bathroom 2021, Flooring Throughout 2021, Windows 2024, Furnace Approx. 2019. See attachments for rental structure and full list of updates. Book your showing today!
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Property Summary
This detached home located at 864 Garth Street, Hamilton is currently for sale and has been available on SousaSells for 457 days. This property is listed at $634,900 with an estimated mortgage of $2,113* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 864 Garth Street, Hamilton is in the Westcliffe neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 864 Garth Street, Hamilton, ON L9C 4K8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Hamilton, ON
For a property listed at $634,900 in Hamilton, the legal minimum down payment is $38,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,173 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,173.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.