97 Garfield Avenue, Hamilton, ON
Property Highlights
Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Stipley. Expertly crafted featuring premium shingle and stone construction, this residence presents an exceptional opportunity offered at $559,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1500-2000 sqft on a premium 25 x 100 ft lot
- Features a partially finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: None
- equipped with central air central cooling and highly efficient forced air heating via electric
Description
Renovated 2.5-storey brick home in Hamilton's vibrant Stipley neighbourhood. Thoughtfully designed as two self-contained units, ideal for multigenerational families seeking the comfort of togetherness with the privacy of separate living spaces - or for buyers looking to offset their mortgage with rental income. Both units feature their own kitchen, living area, and in-suite laundry, accessed through separate doors off a shared front vestibule. Live with parents, adult children, or extended family under one roof while maintaining everyone's independence. Alternatively, owner-occupy one unit and lease the other, or rent both for strong income potential. Tastefully updated from top to bottom with modern finishes, upgraded mechanicals, energy-efficient LED lighting, and AC (2018). The widened driveway easily accommodates two vehicles - a true bonus in this established neighbourhood. Steps to Tim Hortons Field, Gage Park, and the trendy Ottawa Street shopping district, with quick access to transit along Main Street East, downtown Hamilton, and major highways. A turnkey home offering flexibility, function, and lifestyle in one of East Hamilton's most exciting up-and-coming communities. Vacant and move-in ready. Don't miss this rare opportunity!
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Pricing & Value Insights
Data-driven valuation for 97 Garfield Avenue S, Hamilton, ON L8M 2S3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Hamilton, ON
For a property listed at $559,000 in Hamilton, the legal minimum down payment is $30,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,655 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,655.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.