99 Mill Street, Hamilton, ON

$999,000
MLS#:X12378165
4 beds
2 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterdown. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 52.62 x 110.23 ft lot
  • Features a walk-up, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: In-Law Capability, Separate Hydro Meter, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Historic Charm Meets Modern Living! This maintained and updated century home is located in desirable old Waterdown, within the Mill Street Conservation Heritage District, mere steps to all Waterdown Village has to offer. Located on an immaculately landscaped lot perfect for entertaining with its multiple seating areas, stone patios, beautiful gardens, large deck and incredible shed! Inside, this over 2200 sf home features 4+1 bedrooms, 2 full baths & 3 gas fireplaces. The spacious living room with pot lights, a large formal dining room complete with a fabulous box bay window, cozy reading nook and double closets create an ideal setting for family gatherings both large and small. The spotless kitchen featuring white cabinetry, subway tile backsplash, quartz countertops, pot lights, and stainless steel appliances, all create a harmonious blend of old-world charm and current-day style. Antique passage door from the kitchen to the family room featuring vaulted ceilings, cozy gas fireplace & walkout to the recent deck with sleek glass railings, offering a seamless indoor/outdoor living experience. This home also offers a main floor bedroom, office, laundry and full bath. Upstairs you'll find a spacious primary suite filled with sunlight and an oversized closet, 2 additional bedrooms and another full bath-all accented by California shutters adorning the many windows. Basement is fully waterproofed (2024) with dual sump pump and battery backup system. Meticulous care throughout. Walk to the boutique shops, cafes & restaurants within this quiet and welcoming neighborhood. The Bruce Trail is located within walking distance where you can enjoy the renowned hiking and biking trails. Waterdown Village offers small town charm, a true sense of community where friendly neighbors, weekend farmers markets, and seasonal festivals bring the town to life with warmth and character. Don't miss your chance to experience this extraordinary opportunity.

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Property Summary

This detached home located at 99 Mill Street, Hamilton is currently for sale and has been available on SousaSells for 318 days. This property is listed at $999,000 with an estimated mortgage of $3,325* per month. It has 4 beds, 2 bathrooms, and is 2000-2500 square feet. 99 Mill Street, Hamilton is in the Waterdown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 6, 2025
Sold price information is available to members only
Listed Date9/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding
BasementWalk-Up, Partial Basement
Lot Size52.62 × 110.23 Feet
CountyHamilton
Annual Tax$5,205
Legal DescriptionSee Supplements Sch. C

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School, Public Transit, Place Of Worship, Park, Fenced Yard

Interior Features

In-Law Capability, Separate Hydro Meter, Water Heater

Security Features

Community Features

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Location

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99 Mill Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 99 Mill Street N, Hamilton, ON L0R 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,700 (30.0%)
* Minimum Canadian down payment required for this price is $74,900.
Amortization Period30 Years
Estimated Monthly Payment$3,325Based on a loan of $699,300 over 30 years.
Purchase Price$999,000
Loan Amount$699,300
Provincial Land Transfer Tax:$16,455
Total Estimated Closing Taxes:$16,455

About Purchasing a Home in Hamilton, ON

For a property listed at $999,000 in Hamilton, the legal minimum down payment is $74,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,455 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterdown, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,015,171

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Guardian Angels
Public705 Centre Road, Waterdown, Hamilton, Ontario, L8N 2Z7
6.7
Flamborough Centre
Public922 Centre Road, Hamilton, Ontario, L8N 2Z7
6.0

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.