4045 Bowman Road, Hamilton Township, ON

$1,185,000
MLS#:X12696608
5 beds
3 baths
1100-1500 sqft
6.0 parking
Residential Freehold
Loading property media...
⚠️

Property no longer active

This property was sold on March 3, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Rural Hamilton. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,185,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a spacious lot (Feet)
  • Features a full, finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Carpet Free, Floor Drain, Generator - Full
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome to 4045 Bowman Rd, a serene and beautifully updated country estate nestled on 57 acres in the rolling hills of Northumberland, just minutes from Cobourg and the 401. This stunning raised bungalow offers the perfect blend of modern finishes, functionality, and peaceful rural living. The main floor features an open-concept kitchen and dining area, a bright and inviting living room with walk-out access to the deck, a spacious primary bedroom with ensuite, two additional bedrooms, a full bathroom, and a convenient laundry room. With hardwood floors throughout, large windows, and a warm, airy layout, the home is designed for everyday comfort and effortless entertaining. The fully finished lower level offers a separate living space complete with its own kitchen, living room, two bedrooms, one full bathroom, storage, and a walk-out/separate entrance which is ideal for multi-generational living or potential rental income. This home has been thoughtfully renovated and is move-in ready (all new roof, furnace, air conditioner, generator, plumbing, electrical), featuring a metal roof, backup automatic generator, and beautifully landscaped grounds complete with a fire pit area for cozy evenings outdoors. Enjoy relaxing on the covered porch or taking in the peace and privacy that surrounds you. The expansive acreage includes a barn, a mix of pasture, workable fields, trees and plenty of open space for hobby farming, animals, or simply embracing the beauty of rural life. Set well back from the road, this property offers privacy while still being just a short drive from Cobourg's amenities, vibrant downtown, beaches, and easy access to the 401.This exceptional property is perfect for those looking to embrace full-time country living on a breathtaking and versatile piece of land. Don't miss this rare opportunity---your peaceful rural lifestyle awaits!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 4045 Bowman Road, Hamilton Township is currently for sale and has been available on SousaSells for 184 days. This property is listed at $1,185,000 with an estimated mortgage of $3,944* per month. It has 5 beds, 3 bathrooms, and is 1100-1500 square feet. 4045 Bowman Road, Hamilton Township is in the Rural Hamilton neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 3, 2026
Sold price information is available to members only
Listed Date1/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementFull, Finished with Walk-Out
CountyNorthumberland
Annual Tax$2,389.67
Legal DescriptionPT LT 18 CON 6 HAMILTON AS IN CB49388 S OF MCG460; S/T HN14253; HAMILTON

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Rolling, Tiled/Drainage, Wooded/Treed

Interior Features

Carpet Free, Floor Drain, Generator - Full, In-Law Capability, Primary Bedroom - Main Floor, Propane Tank, Upgraded Insulation, Water Softener, Water Treatment

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

Initializing map...
4045 Bowman Road, Hamilton Township, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4045 Bowman Road, Hamilton Township, ON K9A 4J9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton Township.

Configure Loan Settings

Interest Rate4.00%
Down Payment$355,500 (30.0%)
* Minimum Canadian down payment required for this price is $237,000.
Amortization Period30 Years
Estimated Monthly Payment$3,944Based on a loan of $829,500 over 30 years.
Purchase Price$1,185,000
Loan Amount$829,500
Provincial Land Transfer Tax:$20,175
Total Estimated Closing Taxes:$20,175

About Purchasing a Home in Hamilton Township, ON

For a property listed at $1,185,000 in Hamilton Township, the legal minimum down payment is $237,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,175 for this transaction. As this listing is in Hamilton Township (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,175.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Hamilton, Hamilton Township.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$964,980

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.